15389 Co Rd T, Lyons, OH 43533 Property Records

Fulton County property record for 15389 Co Rd T, Lyons, OH 43533

Property Summary

Property Type	Farm - Crops
Details	4 bd · 2 ba · 1,824 sqft · built 1910
Lot Size	79 acres (3,441,240 sqft)
Owner	Individual Name on File
Tax Bill	$2,379 (2025)
Deeds & Mortgages	May 2023 Line of Credit May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-003864-00.000`

Property Details

APN / Parcel Number

Primary APN	`03-003864-00.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
1st Floor Area	1,488 sqft
Upper Floors Area	336 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	3,441,240 sqft (79 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	100 sqft
Lean-To	816 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	15389 COUNTY ROAD T
City	LYONS
State	OH
Zip	43533-9766
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Crops
Legal Description	2E-9S-15 NW NE 40.00A
Legal Range	02E
Legal Township	09S
Legal Section	15
Jurisdiction	FULTON OH
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1020
Census Tract	40600

Owner

15389 Co Rd T, an agricultural property, is owned by an individual who acquired it in January 2015.

Source: Fulton County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	15389 COUNTY ROAD T, LYONS, OH 43533-9766
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
May 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Last Transfer Date	Jan 24, 2015
Transfer Doc	00325/3511
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	15389 COUNTY ROAD T, LYONS, OH 43533-9766
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00376/5488
Date	May 10, 2023
Book Page	376/5488
Instrument	202300001716

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	WAUSEON, OH 43567

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	15389 COUNTY ROAD T, LYONS, OH 43533-9766
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0347/0427
Date	May 3, 2018
Book Page	0347/0427
Instrument	201800246805

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	WAUSEON, OH 43567

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 24, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 15389 Co Rd T was $2,379, down 5.1% from the year before.

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	Chesterfield Township
Unified School District	Evergreen Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,379.00 (-5.07%)	$143,510 (-) Land $105,180 Building $38,330	$410,000 (-) Land $300,500 Building $109,500
2024	$2,506.00 (-4.46%)	$143,510 (-) Land $105,180 Building $38,330	$410,000 (-) Land $300,500 Building $109,500
2023	$2,623.00 (+10.07%) Homeowner's exemption	$143,510 (+17.18%) Land $105,180 Building $38,330	$410,000 Land $300,500 Building $109,500
2022	$2,383.00 Homeowner's exemption	$122,470 Land $87,640 Building $34,830
2020			$349,900 Land $250,400 Building $99,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15389 Co Rd T in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15389 Co Rd T is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

May also be available: MetaLINK Technologies.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd T

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