Ouray County property record for 1618 Oak St, Ouray, CO 81427
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,557 sqft · built 2007 |
| Lot Size | 0.16 acres (7,101 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $445,000 (May 2015) |
| Tax Bill | $4,309 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R005631 |
| Primary APN | R005631 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,557 sqft Heated Area |
| 1st Floor Area | 1,127 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 7,101 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Porch |
| Porch Area | 236 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Gas |
| Account Number | R005631 |
|---|---|
| Street Address | 1618 OAK ST |
| City | OURAY |
| State | CO |
| Zip | 81427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD: WANAKAH ESTATES SUBDIVISION - REPLAT OF LOT 29 AND LOT 30 LOT: 29-30 SUBD: WANAKAH ESTATES FILING 4 FORMERLY PART OF WA |
| Legal Range | 08 |
| Legal Township | 44 |
| Legal Section | 25 |
| Legal Subdivision | WANAKAH ESTATES SUBDIVISION REPLAT OF LO |
| Legal Lot Number | 29-30 |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 967602 |
Source: Ouray County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 472, OURAY, CO 81427-0472 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2015 · Amount on Record |
| Deed Sale | May 6, 2015 · Amount on Record |
| Prior Sale | Oct 16, 2009 · Amount on Record |
| Deed Document Number | 2015213962 |
| Prior Transfer Date | Oct 13, 2011 |
| Prior Transfer Doc | 206186 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 1618 OAK ST, OURAY, CO 81427 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTY COMPANY |
| Name | Verified Name |
|---|
| Document Number | 228331 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 228331 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,309.00 (+6.58%) | $64,780 (-0.54%) Land $12,660 Building $52,120 | $1,036,440 (+6.63%) Land $202,500 Building $833,940 |
| 2024 | $4,043.00 (+6.9%) | $65,130 (-4.86%) Land $14,270 Building $50,860 | $972,010 (-3.95%) Land $212,950 Building $759,060 |
| 2023 | $3,782.00 | $68,460 Land $15,000 Building $53,460 | $1,012,010 Land $221,710 Building $790,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 17 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 61% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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