Ouray County property record for 1610 Oak St, Ouray, CO 81427
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 3,340 sqft · built 2008 |
| Lot Size | 0.167 acres (7,262 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $894,000 (Jul 2024) |
| Tax Bill | $4,997 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Mar 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R005630 |
| Primary APN | R005630 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 3,340 sqft Heated Area |
| Gross Area | 4,236 sqft |
| 1st Floor Area | 1,484 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,262 sqft (0.167 acres) |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Patio Area | 128 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Gas |
| Account Number | R005630 |
|---|---|
| Street Address | 1610 OAK ST |
| City | OURAY |
| State | CO |
| Zip | 81427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD: WANAKAH ESTATES FILING 4 LOT: 28 S: 25 T: 44 R: 8 |
| Legal Range | 08 |
| Legal Township | 44 |
| Legal Section | 25 |
| Legal Subdivision | WANAKAH ESTATES |
| Legal Lot Number | 28 |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 967602 |
Source: Ouray County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 49, OURAY, CO 81427-0049 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2022 | Deed of Trust, Mortgage · Line of Credit ALPINE BANK |
| Mar 15, 2021 | Deed of Trust, Mortgage · Line of Credit ALPINE BANK |
| Aug 27, 2018 | Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on Record |
| Deed Sale | Jul 29, 2024 · Amount on Record |
| Prior Sale | Jul 22, 2005 · Amount on Record |
| Deed Document Number | 2024237470 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 1610 OAK ST, OURAY, CO 81427 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000232001 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 232001 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 1610 OAK ST, OURAY, CO 81427 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 228157 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 228157 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 1610 OAK ST, OURAY, CO 81427 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 221556 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 221556 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 25, 2028 |
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,997.00 (+28.52%) | $75,110 (+19.93%) Land $12,660 Building $62,450 | $1,201,630 (+28.56%) Land $202,500 Building $999,130 |
| 2024 | $3,888.00 (+6.9%) | $62,630 (-5.02%) Land $14,240 Building $48,390 | $934,710 (-4.1%) Land $212,500 Building $722,210 |
| 2023 | $3,637.00 | $65,940 Land $14,990 Building $50,950 | $974,710 Land $221,590 Building $753,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 17 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 61% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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