1618 E Dolphin Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 1618 E Dolphin Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,400 sqft · built 2005
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Sep 2022)
Tax Bill	$3,598 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`235OA008`

Property Details

APN / Parcel Number

Primary APN	`235OA008`
Alternative APNs	`205620918031` `80091577` `80132156`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,400 sqft Heated Area
Gross Area	3,582 sqft
1st Floor Area	342 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,062 sqft (0.231 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80132156
Street Address	1618 E DOLPHIN DR
City	OAK ISLAND
State	NC
Zip	28465-6315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-9 B-42 S-3 LB PLAT 1/96-99
Legal Subdivision	OAK ISLAND
Legal Block	42
Legal Lot Number	9
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1029
Census Tract	20314

Owner

1618 E Dolphin Dr is owned by two individuals who bought it in September 2022.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 HUNTERS RIDGE DR, FUQUAY VARINA, NC 27526-2180
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Warranty Deed, Transfer · Conventional Mortgage SHELTER HOME MORTGAGE LLC
Feb 7, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on File
Deed Sale	Sep 20, 2022 · Amount on File
Prior Sale	Feb 7, 2020 · Amount on File
Deed Book / Page	4913 / 724
Prior Transfer Date	Feb 15, 2011
Prior Transfer Doc	0031370080
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Sep 20, 2022
Property Address	1618 E DOLPHIN DR, OAK ISLAND, NC 28465-6315
Document Number	0049130724
Book / Page	4913 / 724
Map Reference	MB 1 PG 96-99
Instrument Date	Sep 8, 2022
Transaction Type	Transfer
Record Updated	Oct 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 W MAIN ST, 321, EAST BEND, NC 27018-7971

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 HUNTERS RIDGE DR, FUQUAY VARINA, NC 27526-2180

Mortgage

Document Number	0004913726
Date	Sep 20, 2022
Instrument	4913/726

Lender

Name	SHELTER HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	Other
Max Rate	9.87%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Feb 7, 2020
Property Address	1618 E DOLPHIN DR, OAK ISLAND, NC 28465-6315
Document Number	0043130353
Book / Page	004313 / 000353
Instrument Date	Feb 5, 2020
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 W MAIN ST EAST BEND NC 270187971, EAST BEND, NC 27018-7971

Mortgage

Document Number	43130355
Date	Feb 7, 2020
Book Page	004313/000355

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1618 E Dolphin Dr was $3,598.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$941,970 (-) Land $350,000 Building $591,970	$941,970 (-) Land $350,000 Building $591,970
2025	$3,598.00	$941,970 Land $350,000 Building $591,970	$941,970 Land $350,000 Building $591,970
2023		$941,970 Land $350,000 Building $591,970	$941,970 Land $350,000 Building $591,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1618 E Dolphin Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1618 E Dolphin Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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