1616 E Dolphin Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 1616 E Dolphin Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,732 sqft · built 2003
Lot Size	0.234 acres (10,193 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Jun 2026)
Tax Bill	$2,984 (2025)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan Aug 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`235OA007`

Property Details

APN / Parcel Number

Primary APN	`235OA007`
Alternative APNs	`205620917081` `80086852`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,732 sqft Heated Area
Gross Area	2,160 sqft
1st Floor Area	96 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,193 sqft (0.234 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80086852
Street Address	1616 E DOLPHIN DR
City	OAK ISLAND
State	NC
Zip	28465-6315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-8 B-42 S-3 LB PLAT 1/96-99
Legal Subdivision	OAK ISLAND
Legal Block	42
Legal Lot Number	8
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1029
Census Tract	20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1616 E DOLPHIN DR, OAK ISLAND, NC 28465-6315
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · Construction Mortgage KIAVI FUNDING INC
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RSRCS/OH
Sep 17, 2019	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Sep 17, 2019 · Amount on Record
Deed Book / Page	5577 / 157
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 15, 2026
Property Address	1616 E DOLPHIN DR, OAK ISLAND, NC 28465-6315
Document Number	5577000157
Book / Page	5577 / 157
Instrument Date	May 27, 2026
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$151,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1616 E DOLPHIN DR, OAK ISLAND, NC 28465-6315

Mortgage

Document Number	5577000159,
Date	Jun 15, 2026
Book Page	5577/159

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	1616 E DOLPHIN DR, OAK ISLAND, NC 28465-6315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044290659
Date	Aug 31, 2020
Book Page	4429/659

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	1616 E DOLPHIN DR, OAK ISLAND, NC 28465-6315
Document Number	0043390227
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1616 E DOLPHIN DR OAK ISLAND NC 284656315, OAK ISLAND, NC 28465-6315

Mortgage

Document Number	0043390227
Date	Apr 1, 2020
Book Page	004339/000227

Lender

Name	EQUITY RSRCS/OH
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Sep 17, 2019
Property Address	1616 E DOLPHIN DR, OAK ISLAND, NC 28465-6315
Document Number	0042460656
Book / Page	4246 / 0656
Map Reference	MB 1 PG 96-99
Instrument Date	Sep 11, 2019
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$834.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1314 QUAIL VLY W, 1314, COLUMBIA, SC 29212-1553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 E DOLPHIN DR, OAK ISLAND, NC 28465-6315

Mortgage

Document Number	42460660
Date	Sep 17, 2019
Instrument	4246/0660

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$781,090 (-) Land $350,000 Building $431,090	$781,090 (-) Land $350,000 Building $431,090
2025	$2,984.00 (-6.25%)	$781,090 (-) Land $350,000 Building $431,090	$781,090 (-) Land $350,000 Building $431,090
2024	$3,183.00
2023		$781,090 Land $350,000 Building $431,090	$781,090 Land $350,000 Building $431,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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