1617 Hammerhill Rd, Athens, TN 37303 Property Records

McMinn County property record for 1617 Hammerhill Rd, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,040 sqft · built 1971
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Apr 2021)
Tax Bill	$573 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054047M B 03300`

Property Details

APN / Parcel Number

Primary APN	`054047M B 03300`
Alternative APNs	`047M B 03300 00002047M` `047M B 03300`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	130 ft deep x 105 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1617 HAMMERHILL RD
City	ATHENS
State	TN
Zip	37303-2367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02 02 045O B 045O 02500 000, COUNTY AREA: D01
Legal Subdivision	TELLICO PARK
Legal Block	D
Legal Lot Number	20
Jurisdiction	MCMINN TN
Township / Civil Division	1
Census Block Group	2
Census Block	2007
Census Tract	970300

Owner

1617 Hammerhill Rd is owned and occupied by two individuals who bought it in April 2021.

Source: McMinn County records, as of February 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1617 HAMMERHILL RD, ATHENS, TN 37303-2367
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 19, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 31, 2018	Deed of Trust, Mortgage · Conventional with PMI CAPSTAR BK
Apr 10, 2018	Quit Claim Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2021 · Amount on File
Deed Sale	Apr 19, 2021 · Amount on File
Prior Sale	Apr 10, 2018
Deed Document Number	2021224237
Deed Book / Page	22 / P.309
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Apr 19, 2021
Property Address	1617 HAMMERHILL RD, ATHENS, TN 37303-2367
Document Number	000022P309
Book / Page	22P / 309
Map Reference	MB 3 PG 178
Instrument Date	Apr 16, 2021
Instrument	224237
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1617 HAMMERHILL RD, ATHENS, TN 37303-2367

Mortgage

Document Number	0000224238
Date	Apr 19, 2021
Instrument	224238

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Apr 19, 2021
Property Address	1617 HAMMERHILL RD, ATHENS, TN 37303-2367
Document Number	000022P309
Book / Page	22P / 309
Map Reference	MB 3 PG 178
Instrument Date	Apr 16, 2021
Instrument	224237
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1617 HAMMERHILL RD, ATHENS, TN 37303-2367

Mortgage

Document Number	0000224238
Date	Apr 19, 2021
Instrument	224238

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	1617 HAMMERHILL RD, ATHENS, TN 37303-2367
Document Number	1158238
Instrument Date	Dec 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 18, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1221 ATHENS TN 373711221, ATHENS, TN 37371-1221

Mortgage

Document Number	1158238
Date	Jan 2, 2019
Book Page	001158/000238
Instrument	202950

Lender

Name	CAPSTAR BK
Type	Bank
Address	ATHENS, TN 37371-0869

Agreement

Type	Conventional with PMI
Amount	Amount on Record

April 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	MCMINN TN
Recording Date	Apr 10, 2018
Property Address	1617 HAMMERHILL RD, ATHENS, TN 37303-2367
Document Number	21K692
Book / Page	00021K / 000692
Instrument Date	Apr 10, 2018
Instrument	196879
Transaction Type	Foreclosure
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 1408 ATHENS TN 373711408, ATHENS, TN 37371-1408

Tax Assessment & Valuation

The 2025 property tax bill for 1617 Hammerhill Rd was $573.

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$573.00	$27,400 (-) Land $2,975 Building $24,425
2024	$573.00	$27,400 (-) Land $2,975 Building $24,425
2023	$573.00 (+11.48%)	$27,400 (+54.37%) Land $2,975 Building $24,425	$109,600 (+54.37%) Land $11,900 Building $97,700
2022	$514.00	$17,750 Land $2,975 Building $14,775	$71,000 Land $11,900 Building $59,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1617 Hammerhill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1617 Hammerhill Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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