1609 Hammerhill Rd, Athens, TN 37303 Property Records

McMinn County property record for 1609 Hammerhill Rd, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,036 sqft · built 1972
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Aug 2026)
Tax Bill	$551 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`054047M B 02900`

Property Details

APN / Parcel Number

Primary APN	`054047M B 02900`
Alternative APNs	`047M B 02900 00003047M` `047M B 02900`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,036 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	85 sqft
Gazebo	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1609 HAMMERHILL RD
City	ATHENS
State	TN
Zip	37303-2367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03 03 045O B 045O 04500 000, COUNTY AREA: D01
Legal Subdivision	TELLICO PK
Legal Block	D
Legal Lot Number	24
Jurisdiction	MCMINN TN
Township / Civil Division	1
Census Block Group	2
Census Block	2007
Census Tract	970300

Owner

Source: McMinn County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1608 HAMMERHILL RD, ATHENS, TN 37303-2307
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 20, 2022	Intrafamily Transfer, Transfer ALLEN TITLE SERVICES LLC, VALLEY TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2026 · Amount on Record
Deed Sale	Aug 18, 2026 · Amount on Record
Prior Sale	Apr 27, 2006
Deed Document Number	2026277237
Deed Book / Page	12 / 1564
Prior Transfer Date	Jan 18, 2022
Prior Transfer Doc	000022Z263
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Aug 18, 2026
Property Address	1609 HAMMERHILL RD, ATHENS, TN 37303-2367
Document Number	0000277237
Book / Page	12 / 1564
Instrument Date	Aug 13, 2026
Instrument	2026277237
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,892.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 HAMMERHILL RD, ATHENS, TN 37303-2307

Mortgage

Document Number	0000277238,
Date	Aug 18, 2026
Instrument	2026277238

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCMINN TN
Recording Date	Jan 20, 2022
Property Address	1609 HAMMERHILL RD, ATHENS, TN 37303-2367
Document Number	000022Z263
Book / Page	22Z / 263
Map Reference	MB 3 PG 178
Instrument Date	Jan 18, 2022
Instrument	232799
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	ALLEN TITLE SERVICES LLC, VALLEY TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	133 COUNTY ROAD 202, ATHENS, TN 37303-6954

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$551.00	$26,350 (-) Land $2,625 Building $23,725
2024	$551.00	$26,350 (-) Land $2,625 Building $23,725
2023	$551.00 (+10.64%)	$26,350 (+52.98%) Land $2,625 Building $23,725	$105,400 (+52.98%) Land $10,500 Building $94,900
2022	$498.00	$17,225 Land $2,625 Building $14,600	$68,900 Land $10,500 Building $58,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Spectrum, Verizon.

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