1617 Cedar Point Dr, Niles, MI 49120 Property Records

Berrien County property record for 1617 Cedar Point Dr, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,117 sqft · built 1952
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (May 2011)
Tax Bill	$3,379 (2025)
Deeds & Mortgages	Sep 2019 Construction Loan Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-1120-0020-04-8`

Property Details

APN / Parcel Number

Primary APN	`14-1120-0020-04-8`
Alternative APN	`11-14-1120-0020-04-8`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,117 sqft Living Area
1st Floor Area	2,117 sqft
Basement Area	374 sqft
Unfinished Basement	968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Raised Ranch
Lot Area	55,757 sqft (1.28 acres)
Lot Dimensions	195 ft deep x 336 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1617 CEDAR POINT DR
City	NILES
State	MI
Zip	49120-4068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	BEG ON ELY LN LOT 20 SUPERVISORS PLAT OF CEDAR POINT 150' S33DEG31'W OF NE COR SD LOT TH S33DEG31'W 360.20' TO SLY COR LOT 20 TH N20DEG36'00W 336.50' TH N60DEG16'10"E 144.05' TH S65DEG56'30"E 210.63' TO POB
Legal Subdivision	SUPERVISORS PLAT OF CEDAR POINT
Legal Lot Number	20
Legal Unit	20,20
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2048
Census Tract	21000

Owner

1617 Cedar Point Dr is owned and occupied by an individual who bought it in May 2011.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1617 CEDAR POINT DR, NILES, MI 49120-4068
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL SAVINGS BANK
Apr 14, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2011 · Amount on File
Deed Sale	May 23, 2011 · Amount on File
Prior Sale	Oct 16, 2009 · Amount on File
Deed Book / Page	2958 / 1292
Prior Transfer Date	Feb 11, 2011
Prior Transfer Doc	02958/1291
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1617 CEDAR POINT DR, NILES, MI 49120-4068
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03248/1757
Date	Sep 4, 2019
Book Page	3248/1757

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	187 Months
Due	Apr 1, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1617 CEDAR POINT DR, NILES, MI 49120-4068
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03271/1701
Date	Apr 14, 2020
Book Page	3271/1701

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Mar 30, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1617 Cedar Point Dr was $3,379 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Brandywine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,100	$368,200
2025	$3,379.00
2023		$153,100	$306,200
2022	$2,992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1617 Cedar Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1981–2008)
Most Recent Claim	Oct 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1617 Cedar Point Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Midwest Energy & Communications.

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