1617 Bermuda Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1617 Bermuda Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,330 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$171,400 (Sep 2014)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1.0-12.0-0-005-013.14`

Property Details

APN / Parcel Number

Primary APN	`18-1.0-12.0-0-005-013.14`
Alternative APN	`1810120 00501314`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	1,730 sqft
1st Floor Area	1,330 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Frame Porch
Porch Area	20 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1617 BERMUDA DR
City	FESTUS
State	MO
Zip	63028-5626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	TANGLEWOOD ESTS 1 LOT 14
Legal Range	5E
Legal Township	40N
Legal Section	12
Legal Subdivision	TANGLEWOOD ESTS 1
Legal Block	4
Legal Lot Number	14
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	4
Census Block	4023
Census Tract	700900

Owner

1617 Bermuda Dr is owned and occupied by two individuals who bought it in September 2014.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1617 BERMUDA DR, FESTUS, MO 63028-5626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit BLOOMSDALE BANK
Feb 27, 2018	Deed of Trust, Mortgage HOMETOWN EQUITY MTG/ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2014 · Amount on File
Deed Sale	Sep 2, 2014 · Amount on File
Prior Sale	Jan 21, 2005 · Amount on File
Deed Document Number	201426092
Prior Transfer Date	Aug 25, 2014
Prior Transfer Doc	2014R026092
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Apr 9, 2026
Property Address	1617 BERMUDA DR, FESTUS, MO 63028-5626
Document Number	0000009426
Instrument Date	Apr 3, 2026
Instrument	20269426
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1617 BERMUDA DR, FESTUS, MO 63028-5626

Mortgage

Document Number	0000009426,
Date	Apr 9, 2026
Instrument	20269426

Lender

Name	BLOOMSDALE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1617 BERMUDA DR, FESTUS, MO 63028-5626
Document Number	0000006766
Instrument Date	Feb 27, 2018
Transaction Type	Mortgage
Record Updated	Mar 23, 2018
Title Company	TOWN AND COUNTRY TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1617 BERMUDA DR FESTUS MO 630285626, FESTUS, MO 63028-5626

Mortgage

Document Number	0000006766
Date	Mar 6, 2018
Instrument	6766

Lender

Name	HOMETOWN EQUITY MTG/ST LOUIS
Type	Mortgage Company
Address	SAINT PETERS, MO 63376

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 5, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1617 Bermuda Dr was $2,404, up 8.6% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,800 (-) Land $8,800 Building $35,000	$230,600 (-) Land $46,200 Building $184,400
2025	$2,404.00 (+8.63%)	$43,800 Land $8,800 Building $35,000	$230,600 (-) Land $46,200 Building $184,400
2024	$2,213.00 (+0.5%)		$230,600 (+12.05%) Land $46,200 Building $184,400
2023	$2,202.00	$39,100 Land $8,800 Building $30,300	$205,800 Land $46,200 Building $159,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1617 Bermuda Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1617 Bermuda Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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