1612 Bermuda Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1612 Bermuda Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,300 sqft · built 2005
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,264 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-1.0-12.0-0-005-013.64`

Property Details

APN / Parcel Number

Primary APN	`18-1.0-12.0-0-005-013.64`
Alternative APN	`1810120 00501364`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 2005
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	695 sqft
Porch	Porch
Porch Area	114 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	1810120 00501364
Street Address	1612 BERMUDA DR
City	FESTUS
State	MO
Zip	63028-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	TANGLEWOOD ESTS 1 LOT 64
Legal Range	05
Legal Township	40
Legal Section	12
Legal Subdivision	TANGLEWOOD ESTS 1
Legal Lot Number	64
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	4
Census Block	4024
Census Tract	700900

Owner

Source: Jefferson County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1612 BERMUDA DR, FESTUS, MO 63028-5624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Warranty Deed, Transfer SCOTT CU
Nov 12, 2020	Deed of Trust, Mortgage FIRST ST CMNTY BK
May 11, 2020	Deed of Trust, Mortgage FIRST ST CMNTY BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2020
Deed Sale	Nov 17, 2020
Prior Sale	Aug 13, 2015
Deed Document Number	2020R-044211
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 17, 2020
Property Address	1612 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000044211
Instrument Date	Nov 12, 2020
Instrument	44211
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	LTITLE PARTNERS AGENCY LLC, LTITLE PARTNERS AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1612 BERMUDA DR FESTUS MO 630285624, FESTUS, MO 63028-5624

Mortgage

Document Number	44212
Date	Nov 17, 2020
Instrument	44212

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1612 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000044447
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1612 BERMUDA DR FESTUS MO 630285624, FESTUS, MO 63028-5624

Mortgage

Document Number	0000044447
Date	Nov 18, 2020
Instrument	44447

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1612 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000017069
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	TRUE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1612 BERMUDA DR FESTUS MO 630285624, FESTUS, MO 63028-5624

Mortgage

Document Number	0000017069
Date	May 19, 2020
Instrument	17069

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,900 (+11.69%) Land $8,800 Building $36,100
2024			$236,200 (+11.84%) Land $46,200 Building $190,000
2023	$2,264.00	$40,200 Land $8,800 Building $31,400	$211,200 Land $46,200 Building $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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