Lake County property record for 16166 Waterfront Ln, Bigfork, MT 59911
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,106 sqft · built 2009 |
| Lot Size | 0.439 acres (19,123 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,550 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R158390 |
| Primary APN | R158390 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,106 sqft Living Area |
| 1st Floor Area | 1,307 sqft |
| Basement Area | 1,304 sqft |
| Unfinished Basement | 1,304 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,123 sqft (0.439 acres) |
| Lot Dimensions | 300 ft deep x 80 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | Waterfront / Beach |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 36 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000006208 |
|---|---|
| Street Address | 16166 WATERFRONT LN |
| City | BIGFORK |
| State | MT |
| Zip | 59911-7437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET ACRES, S29, T26 N, R19 W, COS 6537 LOT 6 LESS PORT ON DEED EXHIBIT H-854 |
| Legal Range | 19W |
| Legal Township | 26N |
| Legal Section | 29 |
| Legal Subdivision | SUNSET ACRES |
| Legal Lot Number | 6 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | WOODS BAY-ROLLINS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 200 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16166 WATERFRONT LN, BIGFORK, MT 59911-7437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2020 | Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK |
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 4, 2006 |
| Transfer Doc | 475346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 16166 WATERFRONT LN, BIGFORK, MT 59911-7437 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 581666 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 581666 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | BIGFORK, MT 59911 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 16166 WATERFRONT LN, BIGFORK, MT 59911-7437 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSURED TITLE |
| Name | Verified Name |
|---|
| Document Number | 576230 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 576230 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ALAMO, CA 94507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2040 |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Bigfork Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,550.00 (-4.63%) | $1,181,400 (-) | |
| 2025 | $4,771.00 (-14.94%) | $1,181,400 (+22.13%) | $1,181,400 (+22.13%) Land $543,500 Building $637,900 |
| 2023 | $5,609.00 | $967,300 | $967,300 Land $513,375 Building $453,925 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 82% of Montana |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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