Lake County property record for 16106 Waterfront Ln, Bigfork, MT 59911
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,138 sqft · built 1930 |
| Lot Size | 0.817 acres (35,589 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,300 (Aug 2021) |
| Tax Bill | $7,045 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1518058 |
| Primary APN | R1518058 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,138 sqft Living Area |
| 1st Floor Area | 1,138 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 35,589 sqft (0.817 acres) |
| Lot Dimensions | 80 ft deep x 100 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | Waterfront / Beach |
| Porch | Slab |
| Porch Area | 514 sqft |
| Deck Area | 42 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000015106 |
|---|---|
| Street Address | 16106 WATERFRONT LN |
| City | BIGFORK |
| State | MT |
| Zip | 59911-7437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET ACRES, S29, T26 N, R19 W, LOT 8, S2 LOT 8 8A |
| Legal Range | 19W |
| Legal Township | 26N |
| Legal Section | 29 |
| Legal Subdivision | SUNSET ACRES |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | WOODS BAY-ROLLINS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 200 |
16106 Waterfront Ln is owned by two individuals who bought it in August 2021.
Source: Lake County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20925 SPOTTED FAWN RD, HUSON, MT 59846-9501 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2021 · Amount on File |
| Deed Sale | Aug 3, 2021 · Amount on File |
| Prior Sale | Jan 20, 2006 · Amount on File |
| Deed Document Number | 2021590757 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Aug 3, 2021 |
| Property Address | 16106 WATERFRONT LN, BIGFORK, MT 59911-7437 |
| Document Number | 0000590757 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 590757 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20925 SPOTTED FAWN RD, HUSON, MT 59846-9501 |
| Investor | Possibly a Property Investor |
| Document Number | 0000590758 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 590758 |
| Name | CLEARWATER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Aug 1, 2050 |
The 2026 property tax bill for 16106 Waterfront Ln was $7,045, up 93.9% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Bigfork Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,045.00 (+93.86%) | $911,900 (-) | |
| 2025 | $3,634.00 | $911,900 | $911,900 Land $560,000 Building $351,900 |
| 2023 | $4,356.00 | $741,000 | $741,000 Land $532,500 Building $208,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16106 Waterfront Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16106 Waterfront Ln is high, ranking above 86% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 82% of Montana |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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