16164 Telegraph Rd, Pecatonica, IL 61063 Property Records

Winnebago County property record for 16164 Telegraph Rd, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1972
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$117,000 (Nov 2017)
Tax Bill	$3,808 (2025)
Deeds & Mortgages	Nov 2017 Transfer Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-28-178-003`

Property Details

APN / Parcel Number

Primary APN	`09-28-178-003`
Alternative APNs	`928178003` `460B302A`

Interior

Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	240 sqft

Location & Zoning

Account Number	460B302A
Street Address	16164 TELEGRAPH RD
City	PECATONICA
State	IL
Zip	61063-9114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O G WELLS ADDN TRI TR BEGN S LN TELEGRAPH RD AT ELY LN FORMER ELECTRIC RY THSELY ALG RD 300 FT TH SWLY TO ELY LNFORMER ELECTRIC RY TH NWLY TO POB BNG
Legal Subdivision	O G WELLS ADDN
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	2
Census Block	2002
Census Tract	4300

Owner

16164 Telegraph Rd is owned and occupied by two individuals who bought it in November 2017.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16164 TELEGRAPH RD, PECATONICA, IL 61063-9114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2017	Quit Claim Deed, Transfer TITLE UNDERWRITERS AGENCY
Nov 6, 2017	Warranty Deed, Transfer · Conventional with PMI PLAZA HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2017 · Amount on File
Deed Sale	Nov 6, 2017 · Amount on File
Record Updated	Sep 20, 2026

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 6, 2017
Property Address	16164 TELEGRAPH RD, PECATONICA, IL 61063-9114
Document Number	0001035799
Instrument Date	Nov 2, 2017
Instrument	1035799
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13378 FOXGLOVE LN WINNEBAGO IL 610889011, WINNEBAGO, IL 61088-9011

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 6, 2017
Property Address	16164 TELEGRAPH RD, PECATONICA, IL 61063-9114
Document Number	0001035800
Instrument Date	Nov 2, 2017
Instrument	1035800
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	123 E 4TH ST PECATONICA IL 610637709, PECATONICA, IL 61063-7709

Mortgage

Document Number	1035801
Date	Nov 6, 2017
Instrument	1035801

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Interest

Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 16164 Telegraph Rd was $3,808 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,808.00	$58,639 Land $3,939 Building $54,700	$175,917 Land $11,817 Building $164,100
2022	Homeowner's exemption	$46,284 Land $3,109 Building $43,175	$138,852 Land $9,327 Building $129,525

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16164 Telegraph Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16164 Telegraph Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200

May also be available: AaroBand.

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