Winnebago County property record for 16096 Telegraph Rd, Pecatonica, IL 61063
| Property Type | Rural Home |
|---|---|
| Details | 1,812 sqft · built 1910 |
| Lot Size | 7.81 acres (340,204 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,115 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 09-28-178-007 |
| Primary APN | 09-28-178-007 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,812 sqft Living Area |
|---|
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 340,204 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Account Number | 460B307 |
|---|---|
| Street Address | 16096 TELEGRAPH RD |
| City | PECATONICA |
| State | IL |
| Zip | 61063-9114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | BEG SE COR NW1/4 SEC S TO S LN LT 31 ASSRS PLAT SW 405.18 FT NW 616.92 FT NETO C/L TELEGRAPH RD SELY ALG SAID C/LTO E LN SAID NW1/4 SEC TH S TO POB PT |
| Legal Lot Number | 31 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | PECATONICA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 4300 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16096 TELEGRAPH RD, PECATONICA, IL 61063-9114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 16096 TELEGRAPH RD, PECATONICA, IL 61063-9114 |
| Document Number | 0001003087 |
| Instrument Date | Jan 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2017 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Address | 16096 TELEGRAPH RD PECATONICA IL 610639114, PECATONICA, IL 61063-9114 |
| Document Number | 0001003087 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 1003087 |
| Name | NORTHWEST BK/ROCKFORD |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61103 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 30, 2032 |
| Rate | 3.37% |
|---|
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Pecatonica Township |
| Municipality | Pecatonica Village |
| Unified School District | Pecatonica Community Unit School District 321 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,115.00 | $84,613 (+57.92%) Land $18,553 Building $66,060 | $253,839 (+57.92%) Land $55,659 Building $198,180 |
| 2022 | Homeowner's exemption | $53,578 Land $14,644 Building $38,934 | $160,734 Land $43,932 Building $116,802 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PECATONICA serves 2,195 people · EPA ID IL2010250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
May also be available: AaroBand.
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