St. Johns County property record for 1604 Sugar Loaf Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,334 sqft · built 2014 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $541,000 (Jun 2024) |
| Tax Bill | $3,443 (2025) |
| Deeds & Mortgages | Apr 2021 Transfer Feb 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 029221-2290 |
| Primary APN | 029221-2290 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,334 sqft Living Area |
| Gross Area | 3,004 sqft |
| 1st Floor Area | 2,334 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 331 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1604 SUGAR LOAF LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 54/15-29 CASCADES AT WORLD GOLF VILLAGE LOT 229 OR5963/196 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 03 |
| Legal Subdivision | CASCADES AT WORLD GOLF VILLAGE |
| Legal Block | 3 |
| Legal Lot Number | 229 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20908 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1604 SUGAR LOAF LN, SAINT AUGUSTINE, FL 32092-0829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 22, 2021 | Intrafamily Transfer, Transfer ATTORNEY |
| Feb 1, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2024 · Amount on Record |
| Deed Sale | Jun 5, 2024 · Amount on Record |
| Prior Sale | Nov 5, 2014 · Amount on Record |
| Deed Document Number | 202443971 |
| Deed Book / Page | 5963 / 196 |
| Prior Transfer Date | Apr 16, 2021 |
| Prior Transfer Doc | 0052450456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 22, 2021 |
| Property Address | 1604 SUGAR LOAF LN, SAINT AUGUSTINE, FL 32092-0829 |
| Document Number | 0052450456 |
| Book / Page | 5245 / 456 |
| Map Reference | MB 54 PG 15-29 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2021045223 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 1604 SUGAR LOAF LN, SAINT AUGUSTINE, FL 32092-0829 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1604 SUGAR LOAF LN, SAINT AUGUSTINE, FL 32092-0829 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1604 SUGAR LOAF LN, SAINT AUGUSTINE, FL 32092-0829 |
| Document Number | 0051660363 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 5166/363 |
| Instrument | 2021010801 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,010 (+2.7%) | $377,700 (-9.19%) Land $80,000 Building $297,700 | |
| 2025 | $3,443.00 (-6.11%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $274,596 (-14.63%) | $415,928 (-0.02%) Land $86,000 Building $329,928 |
| 2024 | $3,667.00 (+2.12%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $321,651 (+3%) | $416,017 (+6.19%) Land $82,000 Building $334,017 |
| 2023 | $3,591.00 (+1.38%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $312,283 (+3%) | $391,777 (+3.33%) Land $82,000 Building $309,777 |
| 2022 | $3,542.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $303,187 | $379,143 Land $78,400 Building $300,743 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 175 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 175 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
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