1616 Prospect Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1616 Prospect Dr, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,580 sqft · built 1993
Lot Size0.377 acres (16,422 sqft)
Owner2 Individual Names on File
Tax Bill$4,994 (2025)
Deeds & MortgagesJul 2020 Mortgage
APN0501001000340

Property Details

APN / Parcel Number

Primary APN0501001000340

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,580 sqft Living Area
1st Floor Area966 sqft
Upper Floors Area966 sqft
AtticAttic
Attic Area100 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,422 sqft (0.377 acres)
Lot Dimensions152 ft deep x 83 ft wide
Garage TypeAttached
Garage Area100 sqft

Exterior Amenities

PorchSlab
Porch Area42 sqft
Deck Area440 sqft
Patio Area800 sqft
Balcony Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1616 PROSPECT DR
CityCHESAPEAKE
StateVA
Zip23322-1732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description34 SCHOOLHOUSE CROSSING SEC 1
Legal SubdivisionSCHOOLHOUSE CROSSING, SHOOLHOUSE ROAD
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1001
Census Tract21103

Owner

1616 Prospect Dr is owned and occupied by two individuals.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1616 PROSPECT DR, CHESAPEAKE, VA 23322-1732
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1616 PROSPECT DR, CHESAPEAKE, VA 23322-1732
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10181/965
DateJul 15, 2020
Book Page10181/965
Instrument200023190
Lender
NameMCLEAN MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1616 Prospect Dr was $4,994.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$523,700 (+5.9%) Land $210,000 Building $313,700$523,700 (+5.9%) Land $210,000 Building $313,700
2025$4,994.00$494,500 Land $185,000 Building $309,500$494,500 Land $185,000 Building $309,500
2023$457,100 (+6.95%) Land $175,000 Building $282,100$457,100 (+6.95%) Land $175,000 Building $282,100
2022$427,400 Land $150,000 Building $277,400$427,400 Land $150,000 Building $277,400
2019$3,752.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1616 Prospect Dr; there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1994–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1616 Prospect Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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