Chesapeake City property record for 1605 Prospect Dr, Chesapeake, VA 23322
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4 bd · 2.5 ba · 2,561 sqft · built 1994 |
| Lot Size | 0.379 acres (16,509 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Feb 2016) |
| Tax Bill | $4,875 (2023) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2026 Second Mortgage + 2 more |
| APN | 0501001001290 |
| Primary APN | 0501001001290 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,561 sqft Total Area |
| 1st Floor Area | 966 sqft |
| Upper Floors Area | 966 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,509 sqft (0.379 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 160 sqft |
| Pool Area | 800 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 397 sqft |
| Deck Area | Deck Area |
| Patio Area | 303 sqft |
| Balcony Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1605 PROSPECT DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-1734 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R15S: RESI |
| Legal Description | 129 SCHOOLHOUSE CROSSING SEC 1 |
| Legal Subdivision | SCHOOLHOUSE CROSSING, SHOOLHOUSE ROAD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21103 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1605 PROSPECT DR, CHESAPEAKE, VA 23322-1734 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Jan 5, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jun 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Jun 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2016 · Amount on Record |
| Deed Sale | Feb 8, 2016 · Amount on Record |
| Deed Document Number | 20163130 |
| Deed Book / Page | 9609 / 164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 4, 2026 |
| Property Address | 1605 PROSPECT DR, CHESAPEAKE, VA 23322-1734 |
| Document Number | 0000023194 |
| Book / Page | 11020 / 487 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202623194 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO |
| Name | Verified Name |
|---|---|
| Address | 1605 PROSPECT DR, CHESAPEAKE, VA 23322-1734 |
| Document Number | 0000023194, |
|---|---|
| Date | Sep 4, 2026 |
| Book Page | 11020/487 |
| Instrument | 202623194 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 2, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1605 PROSPECT DR, CHESAPEAKE, VA 23322-1734 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010932/212 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | 10932/212 |
| Instrument | 260000212 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1605 PROSPECT DR, CHESAPEAKE, VA 23322-1734 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10384/1588 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 10384/1588 |
| Instrument | 210025729 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Apr 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1605 PROSPECT DR, CHESAPEAKE, VA 23322-1734 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010386/796 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 10386/796 |
| Instrument | 210026119 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | May 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $555,800 (+6.84%) Land $210,000 Building $345,800 | $555,800 (+6.84%) Land $210,000 Building $345,800 | |
| 2025 | $520,200 (+7.77%) Land $185,000 Building $335,200 | $520,200 (+7.77%) Land $185,000 Building $335,200 | |
| 2023 | $4,875.00 (+22.7%) | $482,700 (+8.06%) Land $175,000 Building $307,700 | $482,700 (+8.06%) Land $175,000 Building $307,700 |
| 2022 | $446,700 Land $150,000 Building $296,700 | $446,700 Land $150,000 Building $296,700 | |
| 2019 | $3,973.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1994–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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