1616 N 7th St, Waco, TX 76707 Property Records

McLennan County property record for 1616 N 7th St, Waco, TX 76707

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 680 sqft · built 1956
Lot Size0.193 acres (8,400 sqft)
OwnerCompany Name on Record
Tax Bill$1,473 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Dec 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN48-019100-005600-1

Property Details

APN / Parcel Number

Primary APN48-019100-005600-1
Alternative APNs
  • 4801910000560010111
  • 174086

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area680 sqft Living Area
1st Floor Area680 sqft
FlooringWood

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1978
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area8,400 sqft (0.193 acres)
Lot Dimensions200 ft deep x 42 ft wide
Garage TypeCarport
Garage Area216 sqft
CarportCarport
Carport Area216 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area12 sqft
Patio Area230 sqft
Storage Building64 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Street Address1616 N 7TH ST
CityWACO
StateTX
Zip76707-2470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionGARLAND LOT B5 BLOCK 18 ACRES .1928
Legal SubdivisionGARLAND
Legal Block18
Legal Lot NumberB5
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2023
Census Tract1200

Owner

Source: McLennan County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2012 LAKE DR # F, F, WACO, TX 76710
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2020Deed of Trust, Mortgage
AMERICAN BK NA
Dec 12, 2018Loan Modification, Mortgage
NATIONAL BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address1616 N 7TH ST, WACO, TX 76707-2470
Document Number0000006004
Instrument DateFeb 20, 2020
Transaction TypeMortgage
Record UpdatedMar 20, 2020
Title CompanyAMERICAN GUARANTY TITLE COMPANY, AMERICAN GUARANTY TITLE CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 8825 WACO TX 767148825, WACO, TX 76714-8825

Mortgage

Document Number0000006004
DateFeb 21, 2020
Instrument6004
Lender
NameAMERICAN BK NA
AddressWACO, TX 76715-4068
Agreement
AmountAmount Recorded

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Recording DateDec 12, 2018
Property Address1616 N 7TH ST, WACO, TX 76707-2470
Instrument DateOct 10, 2018
Instrument42828
Transaction TypeMortgage
Record UpdatedApr 4, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address904 GURLEY LN WACO TX 767063655, WACO, TX 76706-3655

Mortgage

Document Number0000042828
DateDec 12, 2018
Instrument42828
Lender
NameNATIONAL BK
TypeBank
AddressPO BOX 779, GATESVILLE, TX 76528-0779
Agreement
AmountAmount Recorded
Term60 Months
DueDec 11, 2023
Interest
Rate6.25%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$65,540 (-) Land $25,620 Building $39,920$65,540 (-) Land $25,620 Building $39,920
2025$1,473.00 (-18.89%)$65,540 (-15.38%) Land $23,270 Building $42,270$65,540 (-15.38%) Land $23,270 Building $42,270
2024$1,816.00 (+4.61%)
2023$77,450 Land $23,270 Building $54,180$77,450 Land $23,270 Building $54,180
2022$1,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1989)
Most Recent ClaimMay 1989 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: Central Link Broadband.

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