1601 N 7th St, Waco, TX 76707 Property Records

McLennan County property record for 1601 N 7th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,051 sqft · built 2021
Lot Size	0.189 acres (8,233 sqft)
Owner	Company Name on Record
Last Sale	$312,500,000 (Mar 2023)
Tax Bill	$3,822 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-019100-004500-0`

Property Details

APN / Parcel Number

Primary APN	`48-019100-004500-0`
Alternative APNs	`4801910000450000101` `174076`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,051 sqft Living Area
1st Floor Area	1,051 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	361 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1601 N 7TH ST
City	WACO
State	TX
Zip	76707-2435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	GARLAND LOT 14 BLOCK 17 ACRES .189
Legal Subdivision	GARLAND
Legal Block	17
Legal Lot Number	14
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2024
Census Tract	1200

Owner

Source: McLennan County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14643 DALLAS PKWY, 775, DALLAS, TX 75254-8810
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage COMMONWEALTH ANNUITY & LIFE INSURANCE CO
Jul 27, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 24, 2020	Loan Modification, Mortgage · Line of Credit INTERNATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	20239007
Prior Transfer Date	Feb 9, 2015
Prior Transfer Doc	0000011060
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1601 N 7TH ST, WACO, TX 76707-2435
Transaction Type	Mortgage
Record Updated	Apr 14, 2023
Title Company	CARLISLE TITLE/TX LLC, CARLISLE TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009008
Date	Mar 31, 2023
Instrument	2023009008

Lender

Name	COMMONWEALTH ANNUITY & LIFE INSURANCE CO
Type	Non-Lending Institution
Address	NEW YORK, NY 10007

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 27, 2020
Property Address	1601 N 7TH ST, WACO, TX 76707-2435
Document Number	0000025314
Instrument Date	Jul 24, 2020
Instrument	25314
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14643 DALLAS PKWY #1050 DALLAS TX 752548800, 1050, DALLAS, TX 75254-8800
Investor	Possibly a Property Investor

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1601 N 7TH ST, WACO, TX 76707-2435
Document Number	0000025315
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14643 DALLAS PKWY #1050 DALLAS TX 752548800, 1050, DALLAS, TX 75254-8800
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025315
Date	Jul 27, 2020
Instrument	25315

Lender

Name	INTERNATIONAL BK/COMMERCE
Type	Bank
Address	3817 NW EXPRESSWAY # 100, OKLAHOMA CITY, OK 73112-1448

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,000 (-7.65%) Land $25,192 Building $131,808	$157,000 (-7.65%) Land $25,192 Building $131,808
2025	$3,822.00 (-2.97%)	$170,000 (-25.94%) Land $22,890 Building $147,110	$170,000 (-25.94%) Land $22,890 Building $147,110
2024	$3,939.00 (-23.46%)
2023		$229,540 Land $30,860 Building $198,680	$229,540 Land $30,860 Building $198,680
2022	$5,146.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

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