1512 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 1512 E Harding St, Orlando, FL 32806

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,659 sqft · built 1970
Lot Size	0.15 acres (6,536 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (May 2020)
Tax Bill	$6,822 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-8200-00-400`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-8200-00-400`
Alternative APNs	`292301820000400` `386379` `391664` `396122`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Units	2 Units
Stories	1 Story
Building Area	1,659 sqft Living Area
Gross Area	2,099 sqft
1st Floor Area	1,659 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Duplex Single
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,536 sqft (0.15 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1512 E HARDING ST
City	ORLANDO
State	FL
Zip	32806-4114
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2A/T
Legal Description	SOUTHERN PINES H/112 LOT 40
Legal Range	29E
Legal Township	23S
Legal Section	01
Legal Subdivision	SOUTHERN PINES
Legal Tract	8200
Legal Lot Number	40
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2019
Census Tract	11300

Owner

1512 E Harding St, a duplex, is owned by an individual who bought it in May 2020.

Source: Orange County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 149501, ORLANDO, FL 32814-9501
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
May 18, 2020	Warranty Deed, Transfer · Line of Credit BLOCK BRIAN J TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on File
Deed Sale	May 18, 2020 · Amount on File
Deed Document Number	2020284262
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1512 E HARDING ST, ORLANDO, FL 32806-4114
Document Number	0000040534
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 E HARDING ST ORLANDO FL 328064114, ORLANDO, FL 32806-4114

Mortgage

Document Number	0000040534
Date	Jan 22, 2021
Instrument	40534

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 18, 2020
Property Address	1512 E HARDING ST, ORLANDO, FL 32806-4114
Document Number	0000284262
Instrument Date	May 14, 2020
Instrument	284262
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	PUBLIC TITLE SERVICES LLC, PUBLIC TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 149501 ORLANDO FL 328149501, ORLANDO, FL 32814-9501

Mortgage

Document Number	284263
Date	May 18, 2020
Instrument	284263

Lender

Name	BLOCK BRIAN J TRUST (PT)
Address	4164 CONWAY PLACE CIR, ORLANDO, FL 32812-7989

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1512 E Harding St was $6,822, up 8.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,220 (+5.41%) Land $218,000 Building $151,220	$369,220 (-3.51%) Land $218,000 Building $151,220
2025	$6,822.00 (+8.91%)	$350,271	$382,670 Land $218,000 Building $164,670
2024	$6,264.00 (+10.57%)
2023	$5,665.00 (+12.62%)	$331,904 (+19.29%) Land $195,000 Building $136,904	$331,904 (+19.29%) Land $195,000 Building $136,904
2022	$5,030.00	$278,230 Land $170,000 Building $108,230	$278,230 Land $170,000 Building $108,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1512 E Harding St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2005–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1512 E Harding St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Summit Broadband, Xfinity.

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