16154 Silver Spring Dr, Choctaw, OK 73020 Property Records

Oklahoma County property record for 16154 Silver Spring Dr, Choctaw, OK 73020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,389 sqft · built 2017
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on File
Last Sale	$296,000 (Feb 2018)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-492-1150`

Property Details

APN / Parcel Number

Primary APN	`21-492-1150`
Alternative APNs	`2124-21-492-1150` `R214921150`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,389 sqft Living Area
1st Floor Area	2,389 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Attached
Garage Area	568 sqft
Pool Type	Pool with Hot Tub/Spa
Porch	Porch
Porch Area	486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R214921150
Street Address	16154 SILVER SPRING DR
City	CHOCTAW
State	OK
Zip	73020-5800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER CHASE SEC 4 002 004
Legal Range	01E
Legal Township	12N
Legal Section	31
Legal Quarter	NW
Legal Subdivision	SILVER CHASE SEC 4
Legal Block	2
Legal Lot Number	4
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	3
Census Block	3001
Census Tract	109004

Owner

16154 Silver Spring Dr is owned and occupied by two individuals who bought it in February 2018.

Source: Oklahoma County records, as of January 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16154 SILVER SPRING DR, CHOCTAW, OK 73020-5800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 2, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2018 · Amount on File
Deed Sale	Feb 2, 2018 · Amount on File
Prior Sale	May 30, 2017
Deed Document Number	20180202010153990
Deed Book / Page	13652 / 0951
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	16154 SILVER SPRING DR, CHOCTAW, OK 73020-5800
Document Number	0143710109
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	CHICAGO TITLE OK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16154 SILVER SPRING DR CHOCTAW OK 730205800, CHOCTAW, OK 73020-5800

Mortgage

Document Number	0143710109
Date	Jun 10, 2020
Book Page	014371/000109
Instrument	10821260

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2050

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Feb 2, 2018
Property Address	16154 SILVER SPRING DR, CHOCTAW, OK 73020-5800
Document Number	0010153990
Book / Page	13652 / 0951
Instrument Date	Jan 31, 2018
Instrument	20180202010153990
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2022
Title Company	STEWART TITLE OF OKLAHOMA IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16154 SILVER SPRING DR, CHOCTAW, OK 73020-5800

Mortgage

Document Number	0010154000
Date	Feb 2, 2018
Instrument	20180202010154000

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Choctaw City
Unified School District	Choctaw/Nicoma Park Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$39,455 Land $6,226 Building $33,229	$481,000 Land $75,900 Building $405,100
2023	Homeowner's exemption	$37,190 Land $5,980 Building $31,210	$472,000 Land $75,900 Building $396,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16154 Silver Spring Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16154 Silver Spring Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 77% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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