16280 Silver Spring Dr, Choctaw, OK 73020 Property Records

Oklahoma County property record for 16280 Silver Spring Dr, Choctaw, OK 73020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,342 sqft · built 2017
Lot Size	0.605 acres (26,397 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Jan 2025)
Tax Bill	$5,490 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-492-1200`

Property Details

APN / Parcel Number

Primary APN	`21-492-1200`
Alternative APNs	`2124-21-492-1200` `R214921200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,342 sqft Living Area
1st Floor Area	2,342 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	26,397 sqft (0.605 acres)
Lot Dimensions	220 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	753 sqft
Porch	Porch
Porch Area	419 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R214921200
Street Address	16280 SILVER SPRING DR
City	CHOCTAW
State	OK
Zip	73020-5801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER CHASE SEC 4 002 009
Legal Range	01E
Legal Township	12N
Legal Section	31
Legal Quarter	NW
Legal Subdivision	SILVER CHASE SEC 4
Legal Block	2
Legal Lot Number	9
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	3
Census Block	3001
Census Tract	109004

Owner

16280 Silver Spring Dr is owned and occupied by an individual who bought it in January 2025.

Source: Oklahoma County records, as of January 29, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16280 SILVER SPRING DR, CHOCTAW, OK 73020-5801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 18, 2020	Warranty Deed, Transfer · VA Mortgage IBERIABANK
Jul 18, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FNB CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2025 · Amount on File
Deed Sale	Jan 2, 2025 · Amount on File
Prior Sale	Sep 29, 2021 · Amount on File
Deed Document Number	2025010201000244
Deed Book / Page	15964 / 1862
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Sep 29, 2021
Property Address	16280 SILVER SPRING DR, CHOCTAW, OK 73020-5801
Document Number	0001170989
Book / Page	14911 / 491
Instrument Date	Sep 23, 2021
Instrument	2021092901170989
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABSTRACT & TTL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16280 SILVER SPRING DR, CHOCTAW, OK 73020-5801

Mortgage

Document Number	0001170990
Date	Sep 29, 2021
Instrument	2021092901170990

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Sep 18, 2020
Property Address	16280 SILVER SPRING DR, CHOCTAW, OK 73020-5801
Document Number	0144881710
Book / Page	014488 / 001710
Instrument Date	Sep 17, 2020
Instrument	11380640
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABS & TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16280 SILVER SPRING DR CHOCTAW OK 730205801, CHOCTAW, OK 73020-5801

Mortgage

Document Number	144881711
Date	Sep 18, 2020
Book Page	014488/001711
Instrument	11380650

Lender

Name	IBERIABANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2050

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jul 18, 2017
Property Address	16280 SILVER SPRING DR, CHOCTAW, OK 73020-5801
Document Number	0134901176
Book / Page	013490 / 001176
Instrument Date	Jul 17, 2017
Instrument	10994270
Transaction Type	Construction Loan
Record Updated	Aug 22, 2019
Title Company	STEWART TITLE, STEWART TITLE/OK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13905 E RENO AVE CHOCTAW OK 730207646, CHOCTAW, OK 73020-7646

Mortgage

Document Number	134901176
Date	Jul 18, 2017
Book Page	013490/001176
Instrument	10994270

Lender

Name	FNB CMNTY BK
Type	Bank
Address	MIDWEST CITY, OK 73140

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 17, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16280 Silver Spring Dr was $5,490.

Source: Oklahoma County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Choctaw City
Unified School District	Choctaw/Nicoma Park Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,490.00	$47,190 Land $7,260 Building $39,930	$429,000 Land $66,003 Building $362,997
2023	$4,674.00 Homeowner's exemption	$40,590 Land $7,260 Building $33,330	$369,000 Land $66,003 Building $302,997

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16280 Silver Spring Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16280 Silver Spring Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 83% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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