16153 W Red Cloud Dr, Lockport, IL 60441 Property Records

Will County property record for 16153 W Red Cloud Dr, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	2,909 sqft · built 2003
Lot Size	0.41 acres (17,694 sqft)
Owner	2 Company Names on Record
Last Sale	$510,000 (Mar 2020)
Tax Bill	$17,994 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-30-406-014`

Property Details

APN / Parcel Number

Primary APN	`16-05-30-406-014`

Interior

Stories	1 Story
Building Area	2,909 sqft Living Area
Basement Area	2,909 sqft
Unfinished Basement	2,909 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	17,694 sqft (0.41 acres)
Garage Area	870 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	16153 W RED CLOUD DR
City	LOCKPORT
State	IL
Zip	60441-4598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 IN THUNDER HILL OF BROKEN ARROW, BEING A RE-SUB OF LOT 3 IN BROKEN ARROW, NOW LOCATED IN PRT OF THE E1/2 NE1/4 IN THE
Legal Range	11E
Legal Township	36N
Legal Section	30
Legal Subdivision	THUNDER HILL OF BROKEN ARROW
Legal Lot Number	19
Jurisdiction	WILL IL
Township / Civil Division	HOMER
Census Block Group	3
Census Block	3000
Census Tract	881009

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	16153 W RED CLOUD DR, LOCKPORT, IL 60441-4598
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
May 5, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Mar 6, 2020	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2020 · Amount on Record
Deed Sale	Mar 6, 2020 · Amount on Record
Prior Sale	Mar 14, 2016 · Amount on Record
Deed Document Number	202018196
Prior Transfer Date	Nov 11, 2002
Prior Transfer Doc	0000005770
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16153 W RED CLOUD DR, LOCKPORT, IL 60441-4598
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16153 W RED CLOUD DR, LOCKPORT, IL 60441-4598

Mortgage

Document Number	0000135519
Date	Dec 20, 2021
Instrument	R2021135519

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16153 W RED CLOUD DR, LOCKPORT, IL 60441-4598
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050545
Date	May 5, 2021
Instrument	R2021050545

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 6, 2020
Property Address	16153 W RED CLOUD DR, LOCKPORT, IL 60441-4598
Document Number	0000018196
Map Reference	DOC R95-89671
Instrument Date	Feb 27, 2020
Instrument	R2020018196
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16153 W RED CLOUD DR, LOCKPORT, IL 60441-4598

Mortgage

Document Number	0000018197
Date	Mar 6, 2020
Instrument	R2020018197

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Homer Township
Municipality	Lockport City
Elementary School District	Homer Community Consolidated School District 33C (PK - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,994.00 (+14.43%)	$226,465 (+7.6%) Land $33,081 Building $193,384	$679,395 (+7.6%) Land $99,243 Building $580,152
2024		$210,469 (+18.15%) Land $30,744 Building $179,725	$631,407 (+18.15%) Land $92,232 Building $539,175
2022	$15,725.00 Homeowner's exemption Additional exemption filed	$178,133 Land $26,021 Building $152,112	$534,399 Land $78,063 Building $456,336

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on W Red Cloud Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures