16148 W Red Cloud Dr, Lockport, IL 60441 Property Records

Will County property record for 16148 W Red Cloud Dr, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,686 sqft · built 2004
Lot Size	0.33 acres (14,190 sqft)
Owner	Individual Name on File
Last Sale	$605,000 (Jun 2023)
Tax Bill	$17,426 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-30-407-007`

Property Details

APN / Parcel Number

Primary APN	`16-05-30-407-007`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,686 sqft Living Area
Basement Area	1,650 sqft
Unfinished Basement	1,650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Lot Area	14,190 sqft (0.33 acres)
Garage Type	Attached
Garage Area	813 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	16148 W RED CLOUD DR
City	LOCKPORT
State	IL
Zip	60441-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 88 IN THUNDER HILL OF BROKEN ARROW, BEING A RE-SUB OF LOT 3 IN BROKEN ARROW, NOW LOCATED IN PRT OF THE E1/2 OF THE NE1/4
Legal Range	11E
Legal Township	36N
Legal Section	30
Legal Subdivision	THUNDERHILL OF BROKEN ARROW
Legal Lot Number	88
Jurisdiction	WILL IL
Township / Civil Division	HOMER
Census Block Group	3
Census Block	3005
Census Tract	881009

Owner

16148 W Red Cloud Dr is owned and occupied by an individual who bought it in June 2023.

Source: Will County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	16148 W RED CLOUD DR, LOCKPORT, IL 60441-4346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jun 16, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2023 · Amount on File
Deed Sale	Jun 16, 2023 · Amount on File
Prior Sale	Jul 31, 2006 · Amount on File
Deed Document Number	202329998
Prior Transfer Date	Oct 30, 2000
Prior Transfer Doc	0000120964
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Aug 18, 2026
Property Address	16148 W RED CLOUD DR, LOCKPORT, IL 60441-4346
Document Number	0000051421
Instrument Date	Aug 13, 2026
Instrument	202651421
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	16148 W RED CLOUD DR, LOCKPORT, IL 60441-4346

Mortgage

Document Number	0000051421,
Date	Aug 18, 2026
Instrument	202651421

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 16, 2023
Property Address	16148 W RED CLOUD DR, LOCKPORT, IL 60441-4346
Document Number	0000029998
Map Reference	DOC R95-89671
Instrument Date	Jun 12, 2023
Instrument	R2023029998
Transaction Type	Transfer
Record Updated	Jul 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16148 W RED CLOUD DR, LOCKPORT, IL 60441-4346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16148 W RED CLOUD DR, LOCKPORT, IL 60441-4346

Mortgage

Document Number	0000029999
Date	Jun 16, 2023
Instrument	R2023029999

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.62%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16148 W RED CLOUD DR, LOCKPORT, IL 60441-4346
Document Number	0000049999
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16148 W RED CLOUD DR LOCKPORT IL 604414346, LOCKPORT, IL 60441-4346

Mortgage

Document Number	0000049999
Date	Jun 25, 2020
Instrument	49999

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16148 W Red Cloud Dr was $17,426.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Homer Township
Municipality	Lockport City
Elementary School District	Homer Community Consolidated School District 33C (PK - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,426.00	$222,725 (+7.6%) Land $33,081 Building $189,644	$668,175 (+7.6%) Land $99,243 Building $568,932
2024		$206,993 Land $30,744 Building $176,249	$620,979 Land $92,232 Building $528,747
2022	$15,919.00 Homeowner's exemption	$175,192 (+5.55%) Land $26,021 Building $149,171	$525,576 Land $78,063 Building $447,513
2021		$165,980 Land $24,653 Building $141,327
2020			$479,619 Land $71,238 Building $408,381

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16148 W Red Cloud Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16148 W Red Cloud Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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