San Diego County property record for 16151 Fruitvale Rd, Valley Center, CA 92082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,206 sqft · built 1990 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,606 (2025) |
| Deeds & Mortgages | Apr 2021 Transfer Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 188-331-17-00 |
| Primary APN | 188-331-17-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,206 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 91,476 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 16151 FRUITVALE RD |
|---|---|
| City | VALLEY CENTER |
| State | CA |
| Zip | 92082-6026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 2 TR PM10771 |
| Legal Subdivision | PARCEL MAP NO 10771 |
| Legal Tract | 10771 |
| Legal Block | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | VALLEY CENTER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 19111 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 16151 FRUITVALE RD, VALLEY CENTER, CA 92082-6026 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 20, 2021 | Intrafamily Transfer, Transfer |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 9, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2016 |
| Deed Sale | May 20, 2016 |
| Prior Sale | May 29, 1998 · Amount on Record |
| Deed Document Number | 2016246943 |
| Prior Transfer Date | May 10, 2016 |
| Prior Transfer Doc | 0000246943 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 20, 2021 |
| Property Address | 16151 FRUITVALE RD, VALLEY CENTER, CA 92082-6026 |
| Document Number | 0000303809 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 2021-0303809 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16151 FRUITVALE RD, VALLEY CENTER, CA 92082-6026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16151 FRUITVALE RD, VALLEY CENTER, CA 92082-6026 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 16151 FRUITVALE RD, VALLEY CENTER, CA 92082-6026 |
| Document Number | 0000178606 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2021-0178606 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16151 FRUITVALE RD, VALLEY CENTER, CA 92082-6026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|
| Document Number | 0000295314 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 2020-0295314 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jul 1, 2046 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $411,216 (+2%) Land $154,200 Building $257,016 | |
| 2025 | $4,606.00 (+4.75%) Homeowner's exemption | $403,154 (+4.04%) Land $151,177 Building $251,977 |
| 2023 | $4,397.00 (+1.9%) Homeowner's exemption | $387,501 Land $145,307 Building $242,194 |
| 2022 | $4,315.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026 |
|---|---|
| Water Source | Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY |
| Last State Inspection | Apr 2021 |
| Lead | 4 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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