San Diego County property record for 15947 Fruitvale Rd, Valley Center, CA 92082
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,996 sqft · built 1999 |
| Lot Size | 2.53 acres (110,642 sqft) |
| Owner | Company Name on Record |
| Last Sale | $575,000 (May 2013) |
| Tax Bill | $7,844 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Dec 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 188-331-32-00 |
| Primary APN | 188-331-32-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,996 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 110,642 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 15947 FRUITVALE RD |
|---|---|
| City | VALLEY CENTER |
| State | CA |
| Zip | 92082-6055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 6 TR 013384 |
| Legal Subdivision | SAN DIEGO 4791 |
| Legal Tract | 013384 |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | VALLEY CENTER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 19111 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 15947 FRUITVALE RD, VALLEY CENTER, CA 92082-6055 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Feb 9, 2023 | Intrafamily Transfer, Transfer |
| Dec 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jul 1, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2013 · Amount on Record |
| Deed Sale | May 28, 2013 · Amount on Record |
| Prior Sale | Feb 25, 1998 · Amount on Record |
| Deed Document Number | 2013331877 |
| Last Transfer Date | Jan 19, 2023 |
| Transfer Doc | 0000033982 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 9, 2023 |
| Property Address | 15947 FRUITVALE RD, VALLEY CENTER, CA 92082-6055 |
| Document Number | 0000033982 |
| Map Reference | MAP 13384 |
| Instrument Date | Jan 19, 2023 |
| Instrument | 2023-0033982 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15947 FRUITVALE RD, VALLEY CENTER, CA 92082-6055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15947 FRUITVALE RD, VALLEY CENTER, CA 92082-6055 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Title Company | ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 15947 FRUITVALE RD, VALLEY CENTER, CA 92082-6055 |
| Document Number | 0000468692 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 2022-0468692 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 14, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15947 FRUITVALE RD, VALLEY CENTER, CA 92082-6055 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000258503 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | 2019-0258503 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15947 FRUITVALE RD, VALLEY CENTER, CA 92082-6055 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 15947 FRUITVALE RD, VALLEY CENTER, CA 92082-6055 |
| Document Number | 0000798382 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020-0798382 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2040 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $722,219 (+2%) Land $105,237 Building $616,982 | |
| 2025 | $7,844.00 (+4.54%) Homeowner's exemption | $708,059 (+4.04%) Land $103,174 Building $604,885 |
| 2023 | $7,503.00 (+1.72%) Homeowner's exemption | $680,566 Land $99,168 Building $581,398 |
| 2022 | $7,376.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 74% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026 |
|---|---|
| Water Source | Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY |
| Last State Inspection | Apr 2021 |
| Lead | 4 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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