Madison County property record for 1615 Speedwell Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,300 sqft |
| Lot Size | 1.11 acres (48,464 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $199,900 (Nov 2021) |
| Tax Bill | $2,299 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Apr 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0109-0001-0005 |
| Primary APN | 0109-0001-0005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,300 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 48,464 sqft (1.11 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 73075 |
|---|---|
| Street Address | 1615 SPEEDWELL RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DREAMLAND LOT 5 PH 1 |
| Legal Subdivision | DREAMLAND |
| Legal Phase | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 11002 |
Source: Madison County records, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1615 SPEEDWELL RD, RICHMOND, KY 40475-9589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Apr 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| May 18, 2020 | Deed of Trust, Mortgage · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jun 11, 2018 | Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP |
| Mar 16, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2021 · Amount on Record |
| Deed Sale | Nov 15, 2021 · Amount on Record |
| Prior Sale | Jun 11, 2018 · Amount on Record |
| Deed Document Number | 20212014063916 |
| Deed Book / Page | 814 / 315 |
| Prior Transfer Date | Jul 17, 2017 |
| Prior Transfer Doc | D00756/754 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 15, 2021 |
| Property Address | 1615 SPEEDWELL RD, RICHMOND, KY 40475-9589 |
| Document Number | D814/315 |
| Book / Page | D814 / 315 |
| Map Reference | MB 15 PG 49 |
| Instrument Date | Nov 10, 2021 |
| Instrument | 2014063916 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 997 TUCKY LN, 997, IRVINE, KY 40336-6107 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1615 SPEEDWELL RD, RICHMOND, KY 40475-9589 |
| Document Number | 2014063917 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 2014063917 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1615 SPEEDWELL RD, RICHMOND, KY 40475-9589 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | M01797/488 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | M01797/488 |
| Instrument | 2013974130 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | 48522 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1615 SPEEDWELL RD, RICHMOND, KY 40475-9589 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01939/748 |
|---|---|
| Date | May 18, 2020 |
| Book Page | M01939/748 |
| Instrument | 2014012163 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 11, 2018 |
| Property Address | 1615 SPEEDWELL RD, RICHMOND, KY 40475-9589 |
| Document Number | D00760/391 |
| Book / Page | D00760 / 391 |
| Map Reference | MB15 PG49 |
| Instrument Date | Jun 6, 2018 |
| Instrument | 2013977008 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $137.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7639 DANCY DR, 7639, INDIANAPOLIS, IN 46239-8732 |
| Name | Verified Name |
|---|---|
| Address | 1615 SPEEDWELL RD, RICHMOND, KY 40475-9589 |
| Document Number | 2013977009 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 2013977009 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 16, 2018 |
| Property Address | 1615 SPEEDWELL RD, RICHMOND, KY 40475-9589 |
| Document Number | D00756/754 |
| Book / Page | D00756 / 754 |
| Map Reference | MB15 PG49 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 2013972937 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1615 SPEEDWELL RD, 1615, RICHMOND, KY 40475-9589 |
| Name | Verified Name |
|---|---|
| Address | 1615 SPEEDWELL RD # 305, 305, RICHMOND, KY 40475-9589 |
| Document Number | 2013972938 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 2013972938 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 293 Months |
| Due | Aug 1, 2042 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,299.00 (-2.79%) | $243,900 (-) | $243,900 (-) |
| 2023 | $2,365.00 | $243,900 | $243,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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