Madison County property record for 1609 Speedwell Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,454 sqft |
| Lot Size | 1.05 acres (45,904 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $137,500 (Dec 2021) |
| Tax Bill | $1,296 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Feb 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0109-0001-0003 |
| Primary APN | 0109-0001-0003 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,454 sqft Living Area |
|---|---|
| 1st Floor Area | 700 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 700 sqft |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 45,904 sqft (1.05 acres) |
| Garage Type | Basement |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 63753 |
|---|---|
| Street Address | 1609 SPEEDWELL RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DREAMLAND LOT 3 PH 1 |
| Legal Subdivision | DREAMLAND |
| Legal Phase | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 11002 |
Source: Madison County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1609 SPEEDWELL RD, RICHMOND, KY 40475-9589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 25, 2023 | Deed of Trust, Mortgage BANK OF THE BLUEGRASS & TRUST CO |
| Feb 6, 2026 | Deed, Transfer · Line of Credit BANK OF THE BLUEGRASS & TRUST CO |
| Dec 15, 2021 | Deed, Transfer · Commercial Mortgage BANK OF THE BLUEGRASS & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2021 · Amount on Record |
| Deed Sale | Dec 15, 2021 · Amount on Record |
| Deed Document Number | 20212014068560 |
| Deed Book / Page | 815 / 557 |
| Last Transfer Date | Jun 29, 2023 |
| Transfer Doc | 00D840/714 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1609 SPEEDWELL RD, RICHMOND, KY 40475-9589 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M2248/94 |
|---|---|
| Date | Jul 25, 2023 |
| Book Page | M2248/94 |
| Instrument | 2014158377 |
| Name | BANK OF THE BLUEGRASS & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jul 9, 2028 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 6, 2026 |
| Property Address | 1609 SPEEDWELL RD, RICHMOND, KY 40475-9589 |
| Document Number | 000D879/73 |
| Book / Page | D879 / 73 |
| Map Reference | MB 15 PG 49 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 2014316683 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1609 SPEEDWELL RD, RICHMOND, KY 40475-9589 |
| Name | Verified Name |
|---|---|
| Address | 1609 SPEEDWELL RD, RICHMOND, KY 40475-9589 |
| Document Number | 2014316686 |
|---|---|
| Date | Feb 6, 2026 |
| Instrument | 2014316686 |
| Name | BANK OF THE BLUEGRASS & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 30, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 15, 2021 |
| Property Address | 1609 SPEEDWELL RD, RICHMOND, KY 40475-9589 |
| Document Number | 00D815/557 |
| Book / Page | D815 / 557 |
| Map Reference | MB 15 PG 49 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 2014068560 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $137.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2104 ALPINE RD, 2104, LONGVIEW, TX 75601-3431 |
| Name | Verified Name |
|---|---|
| Address | 226 CEDAR CLIFF RD, WACO, KY 40385-9557 |
| Document Number | 2014068561 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2014068561 |
| Name | BANK OF THE BLUEGRASS & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 9, 2022 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,296.00 (-2.78%) | $137,500 (-) | $137,500 (-) |
| 2023 | $1,333.00 | $137,500 | $137,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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