1615 Neptune Ave, #17, Encinitas, CA 92024 Property Records

San Diego County property record for 1615 Neptune Ave, #17, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,633 sqft · built 1979
Lot Size	0.161 acres (7,021 sqft)
Owner	Company Name on File
Tax Bill	$3,806 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`254-022-25-00`

Property Details

APN / Parcel Number

Primary APN	`254-022-25-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Units	2 Units
Building Area	2,633 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Duplex Single
Lot Area	7,021 sqft (0.161 acres)

Location & Zoning

Street Address	1615 NEPTUNE AVE, 17
City	ENCINITAS
State	CA
Zip	92024-1002
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	BLK G LOTS 15 & 16 POR TR 002078
Legal Subdivision	SOUTH COAST PARK
Legal Tract	002078
Legal Block	G
Legal Lot Number	15,16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4006
Census Tract	17701

Owner

Source: San Diego County records · APN 254-022-25-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1615 NEPTUNE AVE, ENCINITAS, CA 92024-1002
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 16, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jul 16, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 15, 2021
Transfer Doc	0000509480
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1615 NEPTUNE AVE # 17, 17, ENCINITAS, CA 92024-1002
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 NEPTUNE AVE, ENCINITAS, CA 92024-1002

Mortgage

Document Number	0000120949
Date	Mar 18, 2022
Instrument	2022-0120949

Lender

Name	ZB NA
Type	Bank
Address	CARLSBAD, CA 92008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1615 NEPTUNE AVE # 17, 17, ENCINITAS, CA 92024-1002
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 NEPTUNE AVE, ENCINITAS, CA 92024-1002

Mortgage

Document Number	0000499248
Date	Jul 13, 2021
Instrument	2021-0499248

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2021
Property Address	1615 NEPTUNE AVE # 17, 17, ENCINITAS, CA 92024-1002
Document Number	0000509480
Map Reference	MAP 2078
Instrument Date	Jul 15, 2021
Instrument	2021-0509480
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 NEPTUNE AVE, ENCINITAS, CA 92024-1002

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2021
Property Address	1615 NEPTUNE AVE # 17, 17, ENCINITAS, CA 92024-1002
Document Number	0000509479
Map Reference	MAP 2078
Instrument Date	Jul 15, 2021
Instrument	2021-0509479
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 NEPTUNE AVE, ENCINITAS, CA 92024-1002

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$237,914 (+2%) Land $50,333 Building $187,581
2025	$3,806.00 (+11.61%)	$233,250 (+4.04%) Land $49,347 Building $183,903
2023	$3,410.00 (+4.12%)	$224,195 Land $47,432 Building $176,763
2022	$3,275.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730177014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 680 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon, Ting Fiber, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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