1577 Neptune Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 1577 Neptune Ave, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1957
Lot Size	0.127 acres (5,539 sqft)
Owner	Company Name on File
Tax Bill	$7,062 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`254-030-01-00`

Property Details

APN / Parcel Number

Primary APN	`254-030-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	5,539 sqft (0.127 acres)
Lot Dimensions	130 ft deep x 48 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1577 NEPTUNE AVE
City	ENCINITAS
State	CA
Zip	92024-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK F LOT 7 TR 002078
Legal Subdivision	SOUTH COAST PARK
Legal Tract	002078
Legal Block	F
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	5
Census Block	5001
Census Tract	17701

Owner

Source: San Diego County records · APN 254-030-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3201 FOSCA ST, CARLSBAD, CA 92009-7830
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
May 27, 2021	Intrafamily Transfer, Transfer WFG NATIONAL TITLE INS CO
May 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 13, 1997
Deed Sale	Mar 13, 1997
Prior Sale	Sep 06, 1983 · Amount on Record
Deed Document Number	1997112042
Last Transfer Date	May 25, 2021
Transfer Doc	0000401404
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1577 NEPTUNE AVE, ENCINITAS, CA 92024-1436
Transaction Type	Mortgage
Record Updated	Dec 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000254175
Date	Jun 27, 2019
Instrument	2019-0254175

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2049

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 27, 2021
Property Address	1577 NEPTUNE AVE, ENCINITAS, CA 92024-1436
Document Number	0000401404
Map Reference	MAP 2078
Instrument Date	May 25, 2021
Instrument	2021-0401404
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3201 FOSCA ST, CARLSBAD, CA 92009-7830

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 27, 2021
Property Address	1577 NEPTUNE AVE, ENCINITAS, CA 92024-1436
Document Number	0000401402
Map Reference	MAP 2078
Instrument Date	May 25, 2021
Instrument	2021-0401402
Transaction Type	Transfer
Record Updated	Dec 09, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3201 FOSCA ST, CARLSBAD, CA 92009-7830

Mortgage

Document Number	0000401403
Date	May 27, 2021
Instrument	2021-0401403

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$606,336 (+2%) Land $433,709 Building $172,627
2025	$7,062.00 (+7.52%)	$594,448 (+4.04%) Land $425,205 Building $169,243
2023	$6,568.00 (+2.56%)	$571,367 Land $408,695 Building $162,672
2022	$6,404.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730177015, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024, rainfall accumulation, Severe Storm And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 680 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon, Ting Fiber, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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