1615 E Michelle Ct, Bloomington, IN 47401 Property Records

Monroe County property record for 1615 E Michelle Ct, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,160 sqft · built 2021
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$541,900 (Aug 2020)
Tax Bill	$4,465 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-01740-57`

Property Details

APN / Parcel Number

Primary APN	`004-01740-57`
Alternative APN	`53-11-15-200-004.057-006`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,160 sqft Living Area
1st Floor Area	3,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Terrain	High
Garage Type	Attached
Garage Area	820 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004-01740-57
Street Address	1615 E MICHELLE CT
City	BLOOMINGTON
State	IN
Zip	47401-7209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	BELLVISTA SEC 3 LOT 57 ( 1.02A)
Legal Subdivision	BELLEVISTA
Legal Lot Number	57
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2022
Census Tract	1501

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1615 E MICHELLE CT, BLOOMINGTON, IN 47401-7209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit BEDFORD FSB
Jul 20, 2021	Deed of Trust, Mortgage BEDFORD FSB
Aug 12, 2020	Warranty Deed, Transfer · Line of Credit BEDFORD FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Deed Document Number	202012748
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1615 E MICHELLE CT, BLOOMINGTON, IN 47401-7209
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 E MICHELLE CT, BLOOMINGTON, IN 47401-7209

Mortgage

Document Number	2022010845
Date	Jul 18, 2022
Instrument	2022010845

Lender

Name	BEDFORD FSB
Type	Bank
Address	BEDFORD, IN 47421

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1615 E MICHELLE CT, BLOOMINGTON, IN 47401-7209
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 E MICHELLE CT, BLOOMINGTON, IN 47401-7209

Mortgage

Document Number	2021013901
Date	Jul 20, 2021
Instrument	2021013901

Lender

Name	BEDFORD FSB
Type	Bank
Address	BEDFORD, IN 47421

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Aug 12, 2020
Property Address	1615 E MICHELLE CT, BLOOMINGTON, IN 47401-7209
Document Number	2020012748
Map Reference	CAB D ENV 54
Instrument Date	Aug 10, 2020
Instrument	2020012748
Transaction Type	Transfer
Record Updated	Feb 20, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 E MICHELLE CT, BLOOMINGTON, IN 47401-7209

Mortgage

Document Number	2020012749
Date	Aug 12, 2020
Instrument	2020012749

Lender

Name	BEDFORD FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	8 Months
Due	Apr 28, 2021

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,465.00 (-10.27%)	$572,600 (+0.88%) Land $73,000 Building $499,600	$572,600 (+0.88%) Land $73,000 Building $499,600
2024	$4,976.00 (+12.99%)
2023		$567,600 (+8.99%) Land $70,100 Building $497,500	$567,600 (+8.99%) Land $70,100 Building $497,500
2022	$4,404.00	$520,800 Land $70,100 Building $450,700	$520,800 Land $70,100 Building $450,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2002 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people · EPA ID IN5253007
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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