1601 E Michelle Ct, Bloomington, IN 47401 Property Records

Monroe County property record for 1601 E Michelle Ct, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,428 sqft · built 2017
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual on Record
Last Sale	$67,900 (Feb 2017)
Tax Bill	$3,939 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Jun 2017 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`004-01740-59`

Property Details

APN / Parcel Number

Primary APN	`004-01740-59`
Alternative APN	`53-11-15-200-004.059-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,428 sqft Living Area
1st Floor Area	2,428 sqft
Basement Area	2,428 sqft
Unfinished Basement	2,428 sqft
Family Room	Family Room

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Material	Asphalt
Lot Area	51,401 sqft (1.18 acres)
Terrain	High
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004-01740-59
Street Address	1601 E MICHELLE CT
City	BLOOMINGTON
State	IN
Zip	47401-7209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	BELLVISTA SEC 3 LOT 59 (1.18A)
Legal Subdivision	BELLEVISTA SUBDIVISION
Legal Lot Number	59
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2022
Census Tract	1501

Owner

Source: Monroe County assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1601 E MICHELLE CT, BLOOMINGTON, IN 47401-7209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES STATE BANK
Jun 28, 2017	Deed of Trust, Mortgage · Construction Mortgage THE PEOPLES STATE BANK
Apr 3, 2017	Deed of Trust, Mortgage · Construction Mortgage THE PEOPLES STATE BANK
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES STATE BANK
May 11, 2021	Deed of Trust, Mortgage · Line of Credit THE PEOPLES STATE BANK
Feb 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2017 · Amount on Record
Deed Sale	Feb 15, 2017 · Amount on Record
Prior Sale	Feb 13, 2017 · Amount on Record
Deed Document Number	20172080
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1601 E MICHELLE CT, BLOOMINGTON, IN 47401-7209
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017013724
Date	Sep 27, 2017
Instrument	2017013724

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1601 E MICHELLE CT, BLOOMINGTON, IN 47401-7209
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017008976
Date	Jun 28, 2017
Instrument	2017008976

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	BLOOMINGTON, IN 47408

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Dec 31, 2017

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1601 E MICHELLE CT, BLOOMINGTON, IN 47401-7209
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017004229
Date	Apr 3, 2017
Instrument	2017004229

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	BLOOMINGTON, IN 47408

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Dec 31, 2017

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1601 E MICHELLE CT, BLOOMINGTON, IN 47401-7209
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020017832
Date	Oct 26, 2020
Instrument	2020017832

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1601 E MICHELLE CT, BLOOMINGTON, IN 47401-7209
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 E MICHELLE CT, BLOOMINGTON, IN 47401-7209

Mortgage

Document Number	2021008848
Date	May 11, 2021
Instrument	2021008848

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 6, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Feb 15, 2017
Property Address	1601 E MICHELLE CT, BLOOMINGTON, IN 47401-7209
Document Number	2017002080
Map Reference	DOC2006023221
Instrument Date	Feb 13, 2017
Instrument	2017002080
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2736 S JALEN CT, BLOOMINGTON, IN 47403-3243

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,939.00 (-9.95%)	$513,000 (+1.1%) Land $74,100 Building $438,900	$513,000 (+1.1%) Land $74,100 Building $438,900
2024	$4,374.00 (+25.83%)
2023		$507,400 (+20.55%) Land $71,200 Building $436,200	$507,400 (+20.55%) Land $71,200 Building $436,200
2022	$3,476.00	$420,900 Land $71,200 Building $349,700	$420,900 Land $71,200 Building $349,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2002 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people · EPA ID IN5253007
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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