Buchanan County property record for 1615 Clifford St, Saint Joseph, MO 64505
| Property Type | Single Family Home |
|---|---|
| Details | 1,128 sqft · built 1922 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $147,506 (Apr 2024) |
| Tax Bill | $699 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Feb 2021 Sale & Mortgage |
| APN | 03-8.0-28-003-002-018.000 |
| Primary APN | 03-8.0-28-003-002-018.000 |
|---|
| Building Area | 1,128 sqft Base Area |
|---|---|
| 1st Floor Area | 1,128 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 108 ft deep x 100 ft wide |
| Street Address | 1615 CLIFFORD ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64505-1213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:DINWIDDIE & MAXWELL'S LOT:17 BLK:2LGL DESC:& LOT 19 |
| Legal Subdivision | DINWIDDIE & MAXWELLS |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 300 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1615 CLIFFORD ST, SAINT JOSEPH, MO 64505-1213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2024 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Feb 5, 2021 | Warranty Deed, Transfer FINANCE OF AMERICA COMMERCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2024 · Amount on Record |
| Deed Sale | Apr 4, 2024 · Amount on Record |
| Prior Sale | Feb 5, 2021 · Amount on Record |
| Deed Document Number | 20242392 |
| Deed Book / Page | 3796 / 14 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Apr 4, 2024 |
| Property Address | 1615 CLIFFORD ST, SAINT JOSEPH, MO 64505-1213 |
| Document Number | 0003796/14 |
| Book / Page | 3796 / 14 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 2024002392 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1615 CLIFFORD ST, SAINT JOSEPH, MO 64505-1213 |
| Investor | Possibly a Property Investor |
| Document Number | 2024002393 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | 2024002393 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Feb 5, 2021 |
| Property Address | 1615 CLIFFORD ST, SAINT JOSEPH, MO 64505-1213 |
| Document Number | 3758/586 |
| Book / Page | 3758 / 586 |
| Instrument Date | Jan 24, 2021 |
| Instrument | 2021001226 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 393 NICHOL MILL LN, 393, FRANKLIN, TN 37067-8324 |
| Name | Verified Name |
|---|---|
| Address | 393 NICHOL MILL LN, FRANKLIN, TN 37067-8324 |
| Investor | Possibly a Property Investor |
| Document Number | 003758/587 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 3758/587 |
| Instrument | 2021001227 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 8, 2051 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $699.00 | $9,720 (+5.77%) Land $2,080 Building $7,640 | $51,200 (+5.81%) Land $10,970 Building $40,230 |
| 2024 | $699.00 (+15.35%) | ||
| 2023 | $606.00 (-0.66%) | $9,190 (-) Land $2,080 Building $7,110 | $48,390 (-) Land $10,970 Building $37,420 |
| 2022 | $610.00 | $9,190 Land $2,080 Building $7,110 | |
| 2021 | $48,390 Land $10,970 Building $37,420 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 53 (1984–2019) |
| Claims Outside the SFHA | 9 of 53 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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