Buchanan County property record for 1613 Clifford St, Saint Joseph, MO 64505
| Property Type | Single Family Home |
|---|---|
| Details | 828 sqft · built 1925 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $97,682 (May 2026) |
| Tax Bill | $309 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Mortgage |
| APN | 03-8.0-28-003-002-017.000 |
| Primary APN | 03-8.0-28-003-002-017.000 |
|---|
| Building Area | 828 sqft Base Area |
|---|---|
| 1st Floor Area | 828 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 108 ft deep x 50 ft wide |
| Street Address | 1613 CLIFFORD ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64505-1213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:DINWIDDIE & MAXWELL'S LOT:21 BLK:2LGL DESC:ALL L 21 |
| Legal Subdivision | DINWIDDIE & MAXWELLS |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 300 |
Source: Buchanan County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1613 CLIFFORD ST, SAINT JOSEPH, MO 64505-1213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| May 11, 2026 | Warranty Deed, Transfer · FHA Mortgage COMMUNITY ED FEDERAL CREDIT UNION |
| May 11, 2026 | Warranty Deed, Transfer · FHA Mortgage COMMUNITYAMERICA CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on Record |
| Deed Sale | May 11, 2026 · Amount on Record |
| Prior Sale | Sep 12, 2025 |
| Deed Document Number | 20263582 |
| Deed Book / Page | 3818 / 360 |
| Prior Transfer Date | Sep 1, 2009 |
| Prior Transfer Doc | 03167/0880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | May 11, 2026 |
| Property Address | 1613 CLIFFORD ST, SAINT JOSEPH, MO 64505-1213 |
| Document Number | 0000003582 |
| Book / Page | 3818 / 360 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026.3582 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | PLATINUM TITLE LLC, PLATINUM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1613 CLIFFORD ST, SAINT JOSEPH, MO 64505-1213 |
| Document Number | 0000003596, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 2026..3596 |
| Name | COMMUNITY ED FEDERAL CREDIT UNION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | May 11, 2026 |
| Property Address | 1613 CLIFFORD ST, SAINT JOSEPH, MO 64505-1213 |
| Document Number | 003818/360 |
| Book / Page | 3818 / 360 |
| Instrument Date | May 6, 2026 |
| Instrument | 20263582 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | PLATINUM TITLE LLC, PLATINUM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1613 CLIFFORD ST, SAINT JOSEPH, MO 64505-1213 |
| Document Number | 0000003596, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 20263596 |
| Name | COMMUNITYAMERICA CREDIT UNION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Max Rate | -1% |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $309.00 | $4,280 (+7.81%) Land $1,230 Building $3,050 | $22,500 (+7.91%) Land $6,450 Building $16,050 |
| 2024 | $309.00 (+17.49%) | ||
| 2023 | $263.00 (-0.75%) | $3,970 (-) Land $1,230 Building $2,740 | $20,850 (-) Land $6,450 Building $14,400 |
| 2022 | $265.00 | $3,970 Land $1,230 Building $2,740 | |
| 2021 | $20,850 Land $6,450 Building $14,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 53 (1984–2019) |
| Claims Outside the SFHA | 9 of 53 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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