Lake County property record for 16140 Denham Ct, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,815 sqft · built 2000 |
| Lot Size | 0.346 acres (15,062 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,000 (Dec 2019) |
| Tax Bill | $4,756 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-22-26-0900-000-00200 |
| Primary APN | 35-22-26-0900-000-00200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,815 sqft Living Area |
| Gross Area | 2,239 sqft |
| 1st Floor Area | 1,815 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 15,062 sqft (0.346 acres) |
| Garage Type | Attached |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 442 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 582 sqft |
| Deck Area | 1,186 sqft |
| Patio Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3790779 |
|---|---|
| Street Address | 16140 DENHAM CT |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | JOHNS LAKE ESTATES PHASE ONE SUB LOT 2 PB 42 PGS 90-91 ORB 4989 PG 878 ORB 5386 PG 2113 ORB 5854 PG 574 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 35 |
| Legal Subdivision | JOHNS LAKE ESTATES PHASE ONE SUB |
| Legal Tract | 0900 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 31306 |
16140 Denham Ct is owned and occupied by an individual who acquired it in November 2021.
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16140 DENHAM CT, CLERMONT, FL 34711-5973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Dec 9, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 9, 2019 | Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL |
| Aug 18, 2017 | Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2019 · Amount on File |
| Deed Sale | Dec 9, 2019 · Amount on File |
| Prior Sale | Aug 18, 2017 · Amount on File |
| Deed Document Number | 2019139262 |
| Deed Book / Page | 5386 / 2113 |
| Last Transfer Date | Nov 19, 2021 |
| Transfer Doc | 0058540574 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 20, 2026 |
| Property Address | 16140 DENHAM CT, CLERMONT, FL 34711-5973 |
| Document Number | 0000088923 |
| Book / Page | 6779 / 835 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202688923 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000088923, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 6779/835 |
| Instrument | 202688923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 9, 2021 |
| Property Address | 16140 DENHAM CT, CLERMONT, FL 34711-5973 |
| Document Number | 0058540574 |
| Book / Page | 5854 / 574 |
| Map Reference | MB 42 PG 90&91 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021170567 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 57 TIMBERCREEK PINES CIR, WINTER GARDEN, FL 34787-2658 |
| Name | Verified Name |
|---|---|
| Address | 16140 DENHAM CT, CLERMONT, FL 34711-5973 |
| Document Number | 0005854575 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 5854/575 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 9, 2019 |
| Property Address | 16140 DENHAM CT, CLERMONT, FL 34711-5973 |
| Document Number | 0053862113 |
| Book / Page | 005386 / 002113 |
| Instrument Date | Dec 2, 2019 |
| Instrument | 139262 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2019 |
| Title Company | PGA TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,638.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16140 DENHAM CT CLERMONT FL 347115973, CLERMONT, FL 34711-5973 |
| Document Number | 53862114 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 005386/002114 |
| Instrument | 139263 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 8, 2049 |
| Document Number | 53862129, |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 005386/002129 |
| Instrument | 139264 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 18, 2017 |
| Property Address | 16140 DENHAM CT, CLERMONT, FL 34711-5973 |
| Document Number | 0049890878 |
| Book / Page | 004989 / 000878 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 89976 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2017 |
| Title Company | EQUITABLE TITLE OF LAKE COUNTY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,781.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16140 DENHAM CT CLERMONT FL 347115973, CLERMONT, FL 34711-5973 |
| Document Number | 49890880 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 004989/000880 |
| Instrument | 89977 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 17, 2047 |
The 2025 property tax bill for 16140 Denham Ct was $4,756 with a homeowner's exemption, down 9.8% from the year before.
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,794 (-0.02%) Land $90,000 Building $252,794 | $342,794 (-0.02%) Land $90,000 Building $252,794 | |
| 2025 | $4,756.00 (-9.8%) Homeowner's exemption | $342,860 Land $90,000 Building $252,860 | $342,860 Land $90,000 Building $252,860 |
| 2024 | $5,273.00 (+4.91%) | ||
| 2023 | $5,026.00 (+11.79%) | $335,594 (+9.84%) | $335,594 (+9.84%) Land $90,000 Building $245,594 |
| 2022 | $4,496.00 | $305,528 | $305,528 Land $60,000 Building $245,528 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16140 Denham Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16140 Denham Ct is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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