1614 Mercoal Dr, Spring, TX 77386 Property Records

Montgomery County property record for 1614 Mercoal Dr, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,818 sqft · built 1996
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on File
Last Sale	$441,560 (Apr 2026)
Tax Bill	$2,925 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6115-02-22000`

Property Details

APN / Parcel Number

Primary APN	`6115-02-22000`
Alternative APN	`R103335`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,818 sqft Living Area
1st Floor Area	2,818 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,375 sqft (0.215 acres)
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	20 sqft
Canopy	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1614 MERCOAL DR
City	SPRING
State	TX
Zip	77386-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	IMPERIAL OAKS 02 REP# 9020713, BLOCK 12, LOT 31
Legal Subdivision	IMPERIAL OAKS 02
Legal Block	12
Legal Lot Number	31
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1017
Census Tract	691900

Owner

1614 Mercoal Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1614 MERCOAL DR, SPRING, TX 77386-1626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 17, 2026	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on File
Deed Sale	Apr 17, 2026 · Amount on File
Prior Sale	Mar 19, 1999 · Amount on File
Deed Document Number	202638209
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	1614 MERCOAL DR, SPRING, TX 77386-1626
Transaction Type	Mortgage
Record Updated	May 5, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147568
Date	Oct 25, 2021
Instrument	2021147568

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 17, 2026
Property Address	1614 MERCOAL DR, SPRING, TX 77386-1626
Document Number	0000038209
Instrument Date	Apr 15, 2026
Instrument	202638209
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	TEXAS AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1614 MERCOAL DR, SPRING, TX 77386-1626

Mortgage

Document Number	0000038210,
Date	Apr 17, 2026
Instrument	202638210

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1614 Mercoal Dr was $2,925, down 1% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,653 (-12.69%) Land $58,000 Building $286,653	$344,653 (-12.69%) Land $58,000 Building $286,653
2025	$2,925.00 (-1.02%) Homeowner's exemption Senior Citizen's exemption	$394,757 (+6.59%) Land $58,000 Building $336,757	$394,757 (-2.59%) Land $58,000 Building $336,757
2024	$2,955.00 (+5.09%) Homeowner's exemption Senior Citizen's exemption	$370,359 (+1%) Land $58,000 Building $347,248	$405,248 (+2.77%) Land $58,000 Building $347,248
2023	$2,812.00 Homeowner's exemption	$336,690 Land $58,000 Building $336,320	$394,320 Land $58,000 Building $336,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1614 Mercoal Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 policies
Nearby Flood Policies	84 in force
Nearby Flood Claims	18 (2001–2024)
Claims Outside the SFHA	18 of 18
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims Tropical Storm Imelda, Sep 2019 · 2 claims Hurricane Ike, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1614 Mercoal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAYFORD ROAD MUD serves 11,550 people · EPA ID TX1700334
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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