1627 Mercoal Dr, Spring, TX 77386 Property Records

Montgomery County property record for 1627 Mercoal Dr, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,691 sqft · built 1993
Lot Size0.192 acres (8,355 sqft)
Owner2 Individual Names on Record
Last Sale$238,800 (Dec 2013)
Tax Bill$7,817 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Aug 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN6115-02-23300

Property Details

APN / Parcel Number

Primary APN6115-02-23300
Alternative APN
  • R103348

Interior

Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area2,691 sqft Living Area
1st Floor Area1,931 sqft
2nd Floor Area760 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,355 sqft (0.192 acres)
Garage TypeDetached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area26 sqft
Canopy60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1627 MERCOAL DR
CitySPRING
StateTX
Zip77386-1629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
Legal DescriptionIMPERIAL OAKS 02 REP# 9020713, BLOCK 13, LOT 7
Legal SubdivisionIMPERIAL OAKS 02
Legal Block13
Legal Lot Number7
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1015
Census Tract691900

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1627 MERCOAL DR, SPRING, TX 77386-1629
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 21, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 17, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Apr 20, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 11, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 26, 2013 · Amount on Record
Deed SaleDec 26, 2013 · Amount on Record
Prior SaleOct 3, 1991
Deed Document Number2013136734
Prior Transfer DateDec 23, 2013
Prior Transfer Doc0000136734
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address1627 MERCOAL DR, SPRING, TX 77386-1629
Transaction TypeMortgage
Record UpdatedMar 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1627 MEMORIAL DR, SPRING, TX 77386

Mortgage

Document Number0000017571
DateFeb 25, 2026
Instrument2026017571
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCORAOPOLIS, PA 15108
Agreement
TypeFHA Mortgage
AmountAmount Recorded

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address1627 MERCOAL DR, SPRING, TX 77386-1629
Transaction TypeMortgage
Record UpdatedSep 1, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address1627 MERCOAL DR, SPRING, TX 77386-1629

Mortgage

Document Number0000078531
DateAug 21, 2023
Instrument2023078531
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term338 Months
DueOct 1, 2051

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address1627 MERCOAL DR, SPRING, TX 77386-1629
Transaction TypeMortgage
Record UpdatedOct 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1627 MERCOAL DR, SPRING, TX 77386-1629

Mortgage

Document Number0000126124
DateOct 17, 2022
Instrument2022126124
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term348 Months
DueOct 1, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address1627 MERCOAL DR, SPRING, TX 77386-1629
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyALL STAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032673
DateApr 20, 2017
Instrument2017032673
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address1627 MERCOAL DR, SPRING, TX 77386-1629
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024029
DateMar 11, 2020
Instrument2020024029
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term329 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$334,999 (-9.98%) Land $58,000 Building $276,999$334,999 (-9.98%) Land $58,000 Building $276,999
2025$7,817.00 (-4.06%)$372,139 (-3.8%) Land $58,000 Building $314,139$372,139 (-3.8%) Land $58,000 Building $314,139
2024$8,148.00 (+6.79%)$386,850 (+6.61%) Land $58,000 Building $328,850$386,850 (+6.61%) Land $58,000 Building $328,850
2023$7,630.00$362,870 Land $58,000 Building $304,870$362,870 Land $58,000 Building $304,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Nearby Flood Policies84 in force
Nearby Flood Claims18 (2001–2024)
Claims Outside the SFHA18 of 18
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims
  • Tropical Storm Imelda, Sep 2019 · 2 claims
  • Hurricane Ike, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAYFORD ROAD MUD
serves 11,550 people · EPA ID TX1700334
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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