Stanly County property record for 16138 Substation Rd, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,689 sqft · built 1993 |
| Lot Size | 3.03 acres (131,987 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $348,500 (Jun 2026) |
| Tax Bill | $1,469 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Feb 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 559703108942 |
| Primary APN | 559703108942 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,689 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 131,987 sqft (3.03 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Porch |
| Porch Area | 168 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 1555943 |
|---|---|
| Street Address | 16138 SUBSTATION RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-7284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 16138 SUBSTATION RD 559700191 |
| Legal Subdivision | CHARLES R EDWARDS 03 & CHRIST |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16138 SUBSTATION RD, LOCUST, NC 28097-7284 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 11, 2026 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on Record |
| Deed Sale | Jun 5, 2026 · Amount on Record |
| Prior Sale | Feb 11, 2026 · Amount on Record |
| Deed Document Number | 2026488508 |
| Deed Book / Page | 1921 / 616 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 5, 2026 |
| Property Address | 16138 SUBSTATION RD, LOCUST, NC 28097-7284 |
| Document Number | 0000488508 |
| Book / Page | 1921 / 616 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 2026488508 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | OS NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70,397.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16138 SUBSTATION RD, LOCUST, NC 28097-7284 |
| Document Number | 0000488509, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 2026488509 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Feb 11, 2026 |
| Property Address | 16138 SUBSTATION RD, LOCUST, NC 28097-7284 |
| Document Number | 0000485052 |
| Book / Page | 1909 / 289 |
| Map Reference | MB 200 PG 300 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 485052 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $661.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1996 JOHNS RIDGE PKWY, LENOIR, NC 28645-7916 |
| Name | Verified Name |
|---|---|
| Address | 1295 W WASHINGTON ST STE 115, 115, TEMPE, AZ 85288-1233 |
| Investor | Possibly a Property Investor |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,469.00 | $222,677 (-) Land $57,330 Building $165,347 | $222,677 (-) Land $57,330 Building $165,347 |
| 2025 | $1,469.00 (+211.89%) | $222,677 (+42.3%) Land $57,330 Building $165,347 | $222,677 (+42.3%) Land $57,330 Building $165,347 |
| 2023 | $471.00 | $156,479 (-) Land $36,710 Building $119,769 | $156,479 (-) Land $36,710 Building $119,769 |
| 2022 | $471.00 | $156,479 Land $36,710 Building $119,769 | $156,479 Land $36,710 Building $119,769 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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