Stanly County property record for 16124 Substation Rd, Locust, NC 28097 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2013 |
| Square Footage | 2,562 sqft Finished Area |
| Lot Size | 274,864 sqft (6.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $7,500 (2016) |
| Tax Bill | $3,724.00 (2025) |
| Primary APN | 559703115063 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,562 sqft Finished Area |
| Basement Area | 2,228 sqft Basement |
| Unfinished Basement | 2,228 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 274,864 sqft (6.31 acres) |
| Garage Type | Attached Garage |
| Garage Area | 762 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 560 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 1501580 |
|---|---|
| Street Address | 16124 SUBSTATION RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-7284 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HSE 16124 SUBSTATION RD 559700192 |
| Legal Subdivision | SURVEY FOR DUSTY O EURY & TERRA C EURY |
| Jurisdiction | STANLY NC |
| Minor Civil Division | FURR |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 930801 |
Source: Stanly County records · APN 559703115063
Assessment roll updated August 29, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16124 SUBSTATION RD, LOCUST, NC 28097-7284 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 25, 2016 · Amount on Record |
| Deed Sale | Aug 25, 2016 · Amount on Record |
| Prior Sale | Feb 02, 2012 · Amount on Record |
| Deed Doc Number | 2016383650 |
| Deed Book / Page | 1575 / 993 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 16124 SUBSTATION RD, LOCUST, NC 28097-7284 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16124 SUBSTATION RD, LOCUST, NC 28097-7284 |
| Document Number | 0000484695 |
|---|---|
| Date | Jan 27, 2026 |
| Book Page | 1907/1488 |
| Instrument | 484695 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | LOCUST, NC 28097 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 22, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Stanly County records · Assessment roll updated August 29, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,724.00 (+24.92%) | $564,389 (+36.29%) Land $93,100 Building $471,289 | $564,389 (+36.29%) Land $93,100 Building $471,289 |
| 2023 | $2,981.00 | $414,121 Land $59,592 Building $354,529 | $414,121 Land $59,592 Building $354,529 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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