Lake County property record for 16138 2nd St, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,024 sqft · built 1960 |
| Lot Size | 0.161 acres (7,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $174,900 (May 2022) |
| Tax Bill | $1,583 (2024) |
| Deeds & Mortgages | May 2022 Sale Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-18-26-0300-009-18300 |
| Primary APN | 26-18-26-0300-009-18300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,001 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 1637597 |
|---|---|
| Street Address | 16138 2ND ST |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | EUSTIS PARK SUB B LOTS 183 184 BLK 9 PB 8 PG 14 ORB 5911 PG 930 ORB 5953 PG 196 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 26 |
| Legal Subdivision | EUSTIS PARK |
| Legal Tract | 0300 |
| Legal Block | 9 |
| Legal Lot Number | 183 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 30110 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16138 2ND ST, UMATILLA, FL 32784-8358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2022 | Re-recorded Document BROKERS TITLE/LEESBURG LLC, BROKERS TTL OF LEESBURG LLC |
| Mar 8, 2022 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Jul 20, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2022 · Amount on Record |
| Deed Sale | May 9, 2022 · Amount on Record |
| Prior Sale | Mar 8, 2022 · Amount on Record |
| Deed Document Number | 202264767 |
| Deed Book / Page | 5953 / 196 |
| Prior Transfer Date | Jun 9, 2017 |
| Prior Transfer Doc | 0049742133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 9, 2022 |
| Property Address | 16138 2ND ST, UMATILLA, FL 32784-8358 |
| Document Number | 0059530196 |
| Book / Page | 5953 / 196 |
| Map Reference | MB 8 PG 14 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 2022064767 |
| Record Updated | May 18, 2023 |
| Title Company | BROKERS TITLE/LEESBURG LLC, BROKERS TTL OF LEESBURG LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 3540 TORINGDON WAY, CHARLOTTE, NC 28277-3867 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16138 2ND ST, UMATILLA, FL 32784-8358 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 8, 2022 |
| Property Address | 16138 2ND ST, UMATILLA, FL 32784-8358 |
| Document Number | 0059110930 |
| Book / Page | 5911 / 930 |
| Map Reference | MB 8 PG 14 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 2022032281 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | BROKERS TITLE/LEESBURG LLC, BROKERS TTL OF LEESBURG LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,224.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3540 TORINGDON WAY, CHARLOTTE, NC 28277-3867 |
| Name | Verified Name |
|---|---|
| Address | 16138 2ND ST, UMATILLA, FL 32784-8358 |
| Document Number | 0005911931 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 5911/931 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 20, 2017 |
| Property Address | 16138 2ND ST, UMATILLA, FL 32784-8358 |
| Document Number | 0049742133 |
| Book / Page | 004974 / 002133 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 78086 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 16 BERRYHILL RD #200 COLUMBIA SC 292106433, 200, COLUMBIA, SC 29210-6433 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,490 (-) Land $45,000 Building $67,490 | $112,490 (-) Land $45,000 Building $67,490 | |
| 2025 | $112,490 (+89.79%) Land $45,000 Building $67,490 | $112,490 (+89.79%) Land $45,000 Building $67,490 | |
| 2024 | $1,583.00 (+15.89%) | ||
| 2023 | $1,366.00 (+22.73%) | $59,270 (-) | $59,270 (-) Land $16,650 Building $42,620 |
| 2022 | $1,113.00 | $59,270 | $59,270 Land $16,650 Building $42,620 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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