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16046 2nd St, Umatilla, FL 32784 Property Records

Lake County property record for 16046 2nd St, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,025 sqft · built 1984
Lot Size0.294 acres (12,792 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (May 2017)
Tax Bill$1,733 (2024)
Deeds & MortgagesApr 2022 Line of Credit
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-18-26-0300-010-20800

Property Details

APN / Parcel Number

Primary APN26-18-26-0300-010-20800
Alternative APNs
  • 261826030000020800
  • 1428726

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,025 sqft Living Area
Gross Area1,325 sqft
1st Floor Area1,025 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Block
Construction TypeFrame
Roof MaterialAsphalt
Lot Area12,792 sqft (0.294 acres)
Lot Dimensions140 ft deep x 99 ft wide
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchUnfinished Open Porch
Porch Area571 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1428726
Street Address16046 2ND ST
CityUMATILLA
StateFL
Zip32784-8017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionEUSTIS PARK SUB B LOTS 208 209 210 211 BLK 10 PB 8 PG 14 ORB 4937 PG 728
Legal Range26E
Legal Township18S
Legal Section26
Legal SubdivisionEUSTIS PARK
Legal Tract0300
Legal Block10
Legal Lot Number208
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group3
Census Block3046
Census Tract30110

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16046 2ND ST, UMATILLA, FL 32784-8017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2022Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
May 1, 2017Warranty Deed, Transfer
MORTGAGE FIN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2017 · Amount on Record
Deed SaleMay 1, 2017 · Amount on Record
Prior SaleMar 31, 2016 · Amount on Record
Deed Document Number201746798
Deed Book / Page4937 / 728
Prior Transfer DateMay 30, 2014
Prior Transfer Doc0044890490
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address16046 2ND ST, UMATILLA, FL 32784-8017
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address16046 2ND ST, UMATILLA, FL 32784-8017

Mortgage

Document Number0059440391
DateApr 26, 2022
Book Page5944/391
Instrument2022057772
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMay 1, 2017
Property Address16046 2ND ST, UMATILLA, FL 32784-8017
Document Number0049370728
Book / Page004937 / 000728
Instrument DateApr 21, 2017
Instrument46798
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanyAPPLE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address595 OWENS LN UMATILLA FL 327849024, UMATILLA, FL 32784-9024

Mortgage

Document Number49370729
DateMay 1, 2017
Book Page004937/000729
Instrument46799
Lender
NameMORTGAGE FIN
TypeMortgage Company
AddressTAVARES, FL 32778
Agreement
AmountAmount Recorded
Term360 Months
DueApr 30, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$116,930 (+2.9%)$144,579 (-) Land $45,000 Building $99,579
2025$113,640 (+5.98%) Land $45,000 Building $68,640$144,579 (+16.94%) Land $45,000 Building $99,579
2024$1,733.00 (+16.08%)
2023$1,493.00 (+14.14%) Homeowner's exemption$107,230 (+3%)$123,634 (-) Land $27,000 Building $96,634
2022$1,308.00 Homeowner's exemption$104,110$123,634 Land $27,000 Building $96,634

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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