1613 Rusty Nail Dr, Temple, TX 76502 Property Records

Bell County property record for 1613 Rusty Nail Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,100 sqft · built 2009
Lot Size	0.388 acres (16,927 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0113854227`

Property Details

APN / Parcel Number

Primary APN	`0113854227`
Alternative APNs	`393782` `816476`

Interior

Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	2,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Lot Area	16,927 sqft (0.388 acres)
Lot Dimensions	153 ft deep x 111 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft
Deck Area	232 sqft

Location & Zoning

Account Number	816476
Street Address	1613 RUSTY NAIL DR
City	TEMPLE
State	TX
Zip	76502-5344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN DRAW, BLOCK 001, LOT 0010
Legal Subdivision	SOUTHERN DRAW
Legal Block	1
Legal Lot Number	10
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1011
Census Tract	20301

Owner

Source: Bell County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1613 RUSTY NAIL DR, TEMPLE, TX 76502-5344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 22, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 17, 2021	Intrafamily Transfer, Transfer INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC OF

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 7, 2014
Deed Sale	Apr 7, 2014
Prior Sale	Apr 7, 2014
Deed Document Number	0000012099
Last Transfer Date	May 17, 2021
Transfer Doc	0000030594
Record Updated	Jun 7, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1613 RUSTY NAIL DR, TEMPLE, TX 76502-5344
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066644
Date	Oct 12, 2021
Instrument	2021066644

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1613 RUSTY NAIL DR, TEMPLE, TX 76502-5344
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057598
Date	Oct 22, 2020
Instrument	2020-00057598

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	May 17, 2021
Property Address	1613 RUSTY NAIL DR, TEMPLE, TX 76502-5344
Document Number	0000030594
Map Reference	CAB D SL 171-A
Instrument Date	Feb 23, 2020
Instrument	2021030594
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC OF

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4605 HIGH POINTE DR, 4605, TEMPLE, TX 76502-3754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1613 RUSTY NAIL DR, TEMPLE, TX 76502-5344

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$356,993 Land $36,000 Building $320,993	$356,993 Land $36,000 Building $320,993

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Radiate Holdings Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AMG Technology Investment Group.

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