1517 Rusty Nail Dr, Temple, TX 76502 Property Records

Bell County property record for 1517 Rusty Nail Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,307 sqft · built 2010
Lot Size	0.209 acres (9,121 sqft)
Owner	Individual Name on Record
Tax Bill	$5,269 (2023)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0113854215`

Property Details

APN / Parcel Number

Primary APN	`0113854215`
Alternative APNs	`393778` `856057`

Interior

Stories	1 Story
Building Area	2,307 sqft Living Area
1st Floor Area	2,307 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,121 sqft (0.209 acres)
Lot Dimensions	120 ft deep x 76 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	283 sqft

Location & Zoning

Account Number	856057
Street Address	1517 RUSTY NAIL DR
City	TEMPLE
State	TX
Zip	76502-5385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN DRAW, BLOCK 001, LOT 0006
Legal Subdivision	SOUTHERN DRAW
Legal Block	1
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1011
Census Tract	20301

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1517 RUSTY NAIL DR, TEMPLE, TX 76502-5385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Deed of Trust, Mortgage TEXELL CU
Feb 21, 2019	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2019
Deed Sale	Feb 21, 2019
Prior Sale	Jun 5, 2013
Deed Document Number	2019-00006610
Record Updated	Jun 7, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1517 RUSTY NAIL DR, TEMPLE, TX 76502-5385
Document Number	0000050851
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 RUSTY NAIL DR TEMPLE TX 765025385, TEMPLE, TX 76502-5385

Mortgage

Document Number	0000050851
Date	Sep 21, 2020
Instrument	50851

Lender

Name	TEXELL CU
Address	TEMPLE, TX 76503

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 21, 2019
Property Address	1517 RUSTY NAIL DR, TEMPLE, TX 76502-5385
Document Number	0000006610
Map Reference	CAB D SL 171-A
Instrument Date	Feb 14, 2019
Instrument	2019-00006610
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 RUSTY NAIL DR, TEMPLE, TX 76502-5385

Mortgage

Document Number	0000006611
Date	Feb 21, 2019
Instrument	2019-00006611

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,269.00 (-10.48%) Homeowner's exemption	$378,878 Land $36,000 Building $342,878	$378,878 Land $36,000 Building $342,878
2022	$5,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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