Sumter County property record for 1613 Ruger Dr, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,446 sqft · built 2008 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $116,000 (Mar 2017) |
| Tax Bill | $998 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-13-03-016 |
| Primary APN | 187-13-03-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,446 sqft Living Area |
| Gross Area | 1,731 sqft |
| 1st Floor Area | 723 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 226 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered/Finished Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 20155 |
|---|---|
| Street Address | 1613 RUGER DR |
| City | SUMTER |
| State | SC |
| Zip | 29150-7916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 268 .12 AC |
| Legal Subdivision | HUNTERS XING PH 02 SEC 02 |
| Legal Lot Number | 268 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SHAW AFB-HORATIO |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 202 |
Source: Sumter County records, as of May 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1613 RUGER DR, SUMTER, SC 29150-7916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Apr 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 14, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 25, 2019 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Mar 28, 2017 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2017 · Amount on Record |
| Deed Sale | Mar 28, 2017 · Amount on Record |
| Prior Sale | Mar 27, 2014 · Amount on Record |
| Deed Document Number | 2017123102768 |
| Deed Book / Page | 1231 / 2768 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Apr 28, 2026 |
| Property Address | 1613 RUGER DR, SUMTER, SC 29150-7916 |
| Document Number | 1353003144 |
| Book / Page | 1353 / 3144 |
| Instrument Date | Apr 2, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 1613 RUGER DR, SUMTER, SC 29150-7916 |
| Document Number | 1353003144, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 1353/3144 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Oct 1, 2051 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 1613 RUGER DR, SUMTER, SC 29150-7916 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1613 RUGER DR, SUMTER, SC 29150-7916 |
| Document Number | 0013134178 |
|---|---|
| Date | Apr 20, 2023 |
| Book Page | 1313/4178 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 1613 RUGER DR, SUMTER, SC 29150-7916 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012394305 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 1239/4305 |
| Instrument | 1239-4305 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | May 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 1613 RUGER DR, SUMTER, SC 29150-7916 |
| Document Number | 0012580595 |
| Instrument Date | Jun 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1613 RUGER DR SUMTER SC 291507916, SUMTER, SC 29150-7916 |
| Document Number | 0012580595 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 001258/000595 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Mar 28, 2017 |
| Property Address | 1613 RUGER DR, SUMTER, SC 29150-7916 |
| Document Number | 0012312768 |
| Book / Page | 1231 / 2768 |
| Map Reference | PL 2007 PG 495 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 123102768 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1613 RUGER DR, SUMTER, SC 29150-7916 |
| Document Number | 0012312772 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 1231/2772 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $998.00 (+4.72%) | $5,050 (+0.2%) Land $800 Building $4,250 | $126,083 (-) Land $20,000 Building $106,083 |
| 2023 | $953.00 (+0.53%) | $5,040 (-) Land $800 Building $4,240 | $126,083 (-) Land $20,000 Building $106,083 |
| 2022 | $948.00 | $5,040 Land $800 Building $4,240 | $126,083 Land $20,000 Building $106,083 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures