Sumter County property record for 1607 Ruger Dr, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,463 sqft · built 2008 |
| Lot Size | 0.012 acres (523 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Jul 2020) |
| Tax Bill | $902 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Apr 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-13-03-015 |
| Primary APN | 187-13-03-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,463 sqft Living Area |
| 1st Floor Area | 975 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 523 sqft (0.012 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 135 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 20154 |
|---|---|
| Old Parcel Number | 187 13 03 015 |
| Street Address | 1607 RUGER DR |
| City | SUMTER |
| State | SC |
| Zip | 29150-7916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 267 .012 AC |
| Legal Subdivision | HUNTERS XING PH 02 SEC 02 |
| Legal Lot Number | 267 12 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SHAW AFB-HORATIO |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 202 |
Source: Sumter County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1607 RUGER DR, SUMTER, SC 29150-7916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · Partial Claim Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Apr 26, 2024 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Jul 14, 2020 | Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2020 · Amount on Record |
| Deed Sale | Jul 14, 2020 · Amount on Record |
| Prior Sale | Nov 30, 2012 · Amount on Record |
| Deed Document Number | 0001271100 |
| Deed Book / Page | 1271 / 100 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 1607 RUGER DR, SUMTER, SC 29150-7916 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1607 RUGER DR, SUMTER, SC 29150-7916 |
| Document Number | 0013483469 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 1348/3469 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 1607 RUGER DR, SUMTER, SC 29150-7916 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1607 RUGER DR, SUMTER, SC 29150-7916 |
| Document Number | 0013261004 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 1326/1004 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jul 14, 2020 |
| Property Address | 1607 RUGER DR, SUMTER, SC 29150-7916 |
| Document Number | 0012710100 |
| Book / Page | 1271 / 100 |
| Map Reference | MB 2007 PG 495 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $499.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1607 RUGER DR, SUMTER, SC 29150-7916 |
| Document Number | 0012710103 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 1271/103 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $902.00 (+5.25%) | $4,520 (-) Land $800 Building $3,720 | $112,904 (-) Land $20,000 Building $92,904 |
| 2023 | $4,520 (-) Land $800 Building $3,720 | $112,904 (-) Land $20,000 Building $92,904 | |
| 2022 | $857.00 | $4,520 Land $800 Building $3,720 | $112,904 Land $20,000 Building $92,904 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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