16127 Gamay Dr, Plainfield, IL 60586 Property Records

Will County property record for 16127 Gamay Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,881 sqft · built 2005
Lot Size	0.51 acres (22,344 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Jan 2026)
Tax Bill	$19,216 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-20-207-001`

Property Details

APN / Parcel Number

Primary APN	`06-03-20-207-001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,881 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	22,344 sqft (0.51 acres)
Garage Type	Attached
Garage Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16127 GAMAY DR
City	PLAINFIELD
State	IL
Zip	60586-5977
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 59 IN RIVER POINT ESTATES, BEING A SUB OF PRT OF THE E1/2 OF THE NE1/4 OF SEC 20, T36N-R9E, LYING E OF THE EAST BANK OF T
Legal Range	09E
Legal Township	36N
Legal Section	20
Legal Subdivision	RIVER POINT ESTATES
Legal Lot Number	59
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	3
Census Block	3014
Census Tract	880421

Owner

16127 Gamay Dr is owned and occupied by two individuals who bought it in January 2026.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16127 GAMAY DR, PLAINFIELD, IL 60586-5977
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 7, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 18, 2024	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 6, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Aug 1, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 1, 2017	Loan Modification, Mortgage · FHA Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2026 · Amount on File
Deed Sale	Jan 7, 2026 · Amount on File
Prior Sale	Jan 18, 2024 · Amount on File
Deed Document Number	20261181
Prior Transfer Date	Apr 29, 2004
Prior Transfer Doc	0000080595
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16127 GAMAY DR, PLAINFIELD, IL 60586-5977
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000068710
Date	Jun 22, 2021
Instrument	R2021068710

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Dec 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16127 GAMAY DR, PLAINFIELD, IL 60586-5977
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000087109
Date	Aug 9, 2021
Instrument	R2021087109

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 7, 2026
Property Address	16127 GAMAY DR, PLAINFIELD, IL 60586-5977
Document Number	0000001181
Map Reference	DOC R2003-95084
Instrument Date	Nov 25, 2025
Instrument	R2026001181
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Tax Sale
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16127 GAMAY DR, PLAINFIELD, IL 60586-5977

Mortgage

Document Number	0000001182
Date	Jan 7, 2026
Instrument	R2026001182

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2041

Interest

Rate	5.5%
Change Frequency	10 Years

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 18, 2024
Property Address	16127 GAMAY DR, PLAINFIELD, IL 60586-5977
Document Number	0000002782
Map Reference	DOC R2003-95084
Instrument Date	Jan 12, 2024
Instrument	R2024002782
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16127 GAMAY DR, PLAINFIELD, IL 60586-5977

Mortgage

Document Number	0000002783
Date	Jan 18, 2024
Instrument	R2024002783

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 6, 2019
Property Address	16127 GAMAY DR, PLAINFIELD, IL 60586-5977
Document Number	0000026186
Instrument Date	Apr 23, 2019
Instrument	26186
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16127 GAMAY DR PLAINFIELD IL 605865977, PLAINFIELD, IL 60586-5977

Mortgage

Document Number	26187
Date	May 6, 2019
Instrument	26187

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 5, 2049

Interest

Rate Type	Fixed Rate
Rate	5.37%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16127 GAMAY DR, PLAINFIELD, IL 60586-5977
Document Number	0000075748
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16127 GAMAY DR PLAINFIELD IL 605865977, PLAINFIELD, IL 60586-5977

Mortgage

Document Number	0000075748
Date	Sep 26, 2017
Instrument	75748

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2047

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	16127 GAMAY DR, PLAINFIELD, IL 60586-5977
Document Number	0000074849
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16127 GAMAY DR PLAINFIELD IL 605865977, PLAINFIELD, IL 60586-5977

Mortgage

Document Number	0000074849
Date	Sep 25, 2017
Instrument	74849

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 16127 Gamay Dr was $19,216, up 3.7% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Plainfield Village
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,216.00 (+3.71%)	$281,251 (+8.45%) Land $29,303 Building $251,948	$843,753 (+8.45%) Land $87,909 Building $755,844
2024	$18,529.00	$259,337 Land $27,020 Building $232,317	$778,011 Land $81,060 Building $696,951
2022	$17,495.00 Homeowner's exemption	$221,534 Land $24,110 Building $197,424	$664,602 Land $72,330 Building $592,272

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16127 Gamay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16127 Gamay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications, Metronet.

Nearby Properties on Gamay Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures