16114 Gamay Dr, Plainfield, IL 60586 Property Records

Will County property record for 16114 Gamay Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,535 sqft · built 2005
Lot Size	0.29 acres (12,644 sqft)
Owner	Individual Name on File
Last Sale	$790,000 (Aug 2021)
Tax Bill	$21,722 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-20-206-025`

Property Details

APN / Parcel Number

Primary APN	`06-03-20-206-025`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	5,535 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	12,644 sqft (0.29 acres)
Garage Type	Attached
Garage Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	16114 GAMAY DR
City	PLAINFIELD
State	IL
Zip	60586-5966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 IN RIVER POINT ESTATES, BEING A SUB OF PRT OF THE E1/2 OF THE NE1/4 OF SEC 20, T36N-R9E, LYING E OF THE EAST BANK OF T
Legal Range	09E
Legal Township	36N
Legal Section	20
Legal Subdivision	RIVER POINT ESTATES
Legal Lot Number	23
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	3
Census Block	3013
Census Tract	880421

Owner

16114 Gamay Dr is owned and occupied by an individual who bought it in August 2021.

Source: Will County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	16114 GAMAY DR, PLAINFIELD, IL 60586-5966
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Warranty Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Mar 22, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Dec 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on File
Deed Sale	Aug 20, 2021 · Amount on File
Prior Sale	Jun 28, 2005 · Amount on File
Deed Document Number	202192628
Prior Transfer Date	Mar 11, 2019
Prior Transfer Doc	0000016396
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 20, 2021
Property Address	16114 GAMAY DR, PLAINFIELD, IL 60586-5966
Document Number	0000092628
Instrument Date	Jul 22, 2021
Instrument	R2021092628
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16114 GAMAY DR, 16114, PLAINFIELD, IL 60586-5966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16114 GAMAY DR, PLAINFIELD, IL 60586-5966

Mortgage

Document Number	0000092629
Date	Aug 20, 2021
Instrument	R2021092629

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.87%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16114 GAMAY DR, PLAINFIELD, IL 60586-5966
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119260
Date	Dec 29, 2020
Instrument	R2020119260

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate	3.37%

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Mar 22, 2019
Property Address	16114 GAMAY DR, PLAINFIELD, IL 60586-5966
Document Number	0000016396
Map Reference	DOC R2003-95084
Instrument Date	Mar 11, 2019
Instrument	R2019016396
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16114 GAMAY DR, PLAINFIELD, IL 60586-5966

Mortgage

Document Number	0000016397
Date	Mar 22, 2019
Instrument	R2019016397

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2049

Interest

Rate	5.25%

Mortgage

Document Number	0000016398
Date	Mar 22, 2019
Instrument	R2019016398

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	357 Months
Due	Dec 23, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16114 GAMAY DR, PLAINFIELD, IL 60586-5966
Document Number	0000016397
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16114 GAMAY DR PLAINFIELD IL 605865966, PLAINFIELD, IL 60586-5966

Mortgage

Document Number	0000016397
Date	Mar 22, 2019
Instrument	16397

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2049

Interest

Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 16114 Gamay Dr was $21,722.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Plainfield Village
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,722.00	$316,879 (+8.45%) Land $36,202 Building $280,677	$950,637 (+8.45%) Land $108,606 Building $842,031
2024		$292,189 Land $33,381 Building $258,808	$876,567 Land $100,143 Building $776,424
2022	$19,783.00 Homeowner's exemption	$249,722 Land $29,786 Building $219,936	$749,166 Land $89,358 Building $659,808

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16114 Gamay Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16114 Gamay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications, Metronet.

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