San Diego County property record for 16125 Saddle Summit Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,141 sqft · built 2007 |
| Lot Size | 11.7 acres (512,366 sqft) |
| Owner | Company Name on Record |
| Last Sale | $202,500 (Apr 2004) |
| Tax Bill | $7,866 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 278-271-58-00 |
| Primary APN | 278-271-58-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,141 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 512,366 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 2782712100 |
|---|---|
| Street Address | 16125 SADDLE SUMMIT RD |
| City | RAMONA |
| State | CA |
| Zip | 92065-7213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEC 35-13-1W NEQ 11.40 AC M/L IN |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20801 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 16125 SADDLE SUMMIT RD, RAMONA, CA 92065-7213 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2004 · Amount on Record |
| Deed Sale | Apr 27, 2004 · Amount on Record |
| Deed Document Number | 2004368787 |
| Prior Transfer Date | Feb 14, 2000 |
| Prior Transfer Doc | 0000303278 |
| Record Updated | Sep 20, 2026 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $744,380 (+2%) Land $312,977 Building $431,403 | |
| 2025 | $7,866.00 (+6.93%) Homeowner's exemption | $729,786 (+4.04%) Land $306,841 Building $422,945 |
| 2023 | $7,356.00 (-1.04%) Homeowner's exemption | $701,449 Land $294,927 Building $406,522 |
| 2022 | $7,433.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.9% of the US · above 92% of California |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
May also be available: Cox Communications, Verizon.
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