16113 Saddle Summit Rd, Ramona, CA 92065 Property Records

San Diego County property record for 16113 Saddle Summit Rd, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,070 sqft · built 1997
Lot Size6.68 acres (291,416 sqft)
Owner2 Individual Names on File
Last Sale$179,500 (May 1996)
Tax Bill$3,425 (2025)
Flood ZoneZone X (minimal risk)
APN278-271-20-00

Property Details

APN / Parcel Number

Primary APN278-271-20-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,070 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area291,416 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address16113 SADDLE SUMMIT RD
CityRAMONA
StateCA
Zip92065-7213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 35-13-1W NEQ 6.69 AC PAR PER ROS 7965 IN NEQ OF
Legal Range01W
Legal Township13
Legal Section35
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1003
Census Tract20801

Owner

Source: San Diego County records · APN 278-271-20-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16113 SADDLE SUMMIT RD, RAMONA, CA 92065-7213
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 1996 · Amount on Record
Deed SaleMay 31, 1996 · Amount on Record
Prior SaleFeb 02, 1993 · Amount on Record
Deed Document Number1996273918
Last Transfer DateDec 07, 2010
Transfer Doc0000713390
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$304,126 (+2%) Land $117,750 Building $186,376
2025$3,425.00 (+10.38%) Homeowner's exemption$298,164 (+4.04%) Land $115,442 Building $182,722
2023$3,103.00 (-4.41%) Homeowner's exemption$286,588 Land $110,960 Building $175,628
2022$3,246.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2016, rainfall accumulation

Wildfire

Wildfire RiskExtreme
above 99% of the US · above 95% of California
Wildfire LikelihoodAbout 1 in 32 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
San Diego BroadbandFixed Wireless (unlicensed)500 / 100

May also be available at this address: Cox Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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