16125 Chester Mill Ter, Silver Spring, MD 20906 Property Records

Montgomery County property record for 16125 Chester Mill Ter, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,265 sqft · built 1973
Lot Size	0.348 acres (15,145 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Jul 2017)
Tax Bill	$6,269 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01464474`

Property Details

APN / Parcel Number

Primary APN	`13-01464474`
Alternative APN	`01464474`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,265 sqft Living Area
Gross Area	3,793 sqft
1st Floor Area	1,193 sqft
Basement Area	888 sqft
Finished Basement	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,145 sqft (0.348 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01464474
Street Address	16125 CHESTER MILL TER
City	SILVER SPRING
State	MD
Zip	20906-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	NORWOOD VILLAGE
Legal Subdivision	NORWOOD VILLAGE
Legal Block	5
Legal Lot Number	5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1000
Census Tract	703221

Owner

16125 Chester Mill Ter is owned and occupied by two individuals who bought it in July 2017.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16125 CHESTER MILL TER, SILVER SPRING, MD 20906-1127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jul 5, 2017	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2017 · Amount on File
Deed Sale	Jul 5, 2017 · Amount on File
Deed Book / Page	54550 / 499
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	16125 CHESTER MILL TER, SILVER SPRING, MD 20906-1127
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	HOME FIRST TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0605840113
Date	Sep 24, 2020
Book Page	60584/113

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 5, 2017
Property Address	16125 CHESTER MILL TER, SILVER SPRING, MD 20906-1127
Document Number	0545500499
Book / Page	54550 / 499
Map Reference	MB90 PL9661
Instrument Date	Jun 14, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ACER TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16125 CHESTER MILL TER, SILVER SPRING, MD 20906-1127

Mortgage

Document Number	0054550506
Date	Jul 5, 2017
Instrument	54550/506

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16125 Chester Mill Ter was $6,269.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$589,833 (+5.65%)	$652,900 (+16.94%) Land $171,200 Building $481,700
2025	$6,269.00	$558,300 Land $171,200 Building $387,100	$558,300 Land $171,200 Building $387,100
2023		$504,500	$558,300 Land $171,200 Building $387,100
2022	$4,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16125 Chester Mill Ter in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	11 (1978–2014)
Claims Outside the SFHA	6 of 11
Most Recent Claim	May 2014 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16125 Chester Mill Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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